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Books > Law > Laws of other jurisdictions & general law > Financial, taxation, commercial, industrial law > Consumer law
This is the first practitioner's work on the new rule (19.III) on Group Litigation Orders under the Civil Procedure Rules. It provides exhaustive analysis of the new rule and relates it to the extensive experience which has been gained in the major multi-party actions of recent years, setting out the key lessons to be learned in terms of how such actions should be managed. Case studies include the Sellafield radiation claims, the Lloyd's litigation, Norplant, the British Coal Vibration White Finger litigation, and other major cases.
[Writings pertaining to European and international private, banking and commercial law] Europeanization and internationalization challenge the realm of jurisprudence to an extraordinary degree. The division in special fields and the relationship with other social sciences necessitate critical reevaluation in view of many interactions. Cross-references between commercial law regulation and private, autonomous arrangement distinctly show this development. Jurisprudence emerging beyond Germany has to deal with such challenges. The law of financial services serves as an example of the cross-section material from private law and (public) commercial law. This takes into account the series at hand in terms of content and method. In addition to banking, capital market and financial law as the main emphasis, corporate law, competition & cartel law, intangible property rights, insolvency law and also labor law show similar overlaps. The intensive internationally-oriented treatment of the overlaps of classical private law - in particular contractual law - and commercial law promise a bountiful yield, especially on the European level under the summarizing aspect of corporate law. The outstanding monography also finds its place in the series, as well as the conference volume, works in German and also occasional works in English. There are economically-aligned works in addition to juridical works constituting the main emphasis. Works pertaining to Europeanization and internationalization are compiled in the series, which convey commercial law and commercially-conceived private law in an outstanding manner.
For many years, legislators around the world have responded to the particular needs of consumers by introducing dedicated rules for consumer sales contracts. In the European Union, a significant push came through the adoption of the Consumer Sales Directive (99/44/EC). Elsewhere in the world, legislation focusing on consumer sales contracts has been introduced, for example in New Zealand and Australia. This book offers a snapshot of the current state of consumer sales law in a range of jurisdictions around the globe. It provides both an overview of the law in selected jurisdictions and compares the application of these rules in the context of two case scenarios.
This edited volume covers the challenges currently faced by consumer law in Europe and the United States, ranging from fundamental theoretical questions, such as what goals consumer law should pursue, to practical questions raised by disclosure requirements, the General Data Protection Regulation and technology advancements. With governments around the world enacting powerful new regulations concerning consumers, consumer law has become an important topic in the economic analysis of law. Intended to protect consumers, these regulations typically seek to do so by giving them tools to make better decisions, or by limiting the consequences of their bad decisions. Legal scholars are divided, however, regarding the efficacy and effects of these regulations; some call for certain policies to be abolished, while others support a regulatory expansion.
An authoritative and comprehensive legal text on all aspects of age restricted goods and services in England and Wales. Now in its third edition, the book covers all of the latest changes to age restrictions, including offensive weapons, cosmetic fillers and unmanned drones. It also has a new chapter exploring the emerging standards and laws for online safety and age assurance. The book cross references all relevant case law, official guidance and legislation with a guide as to relevant factors for law enforcement officers to consider. It is an essential text for anyone engaged in under age sales enforcement or corporate compliance departments focussed on avoiding under age sales. The book is set out by reference to the broad categories of age restriction and separate chapters on establishing a 'due diligence' defence and the powers and duties of law enforcement officers. Age Restricted Sales is the only comprehensive and authoritative legal text on the subject and will be an essential book for trading standards officers, licensing officers, police licensing officers, solicitors, barristers, corporate compliance departments, community safety officers.
"A fascinating book about how platform internet companies (Amazon, Facebook, and so on) are changing the norms of economic competition." -Fast Company Shoppers with a bargain-hunting impulse and internet access can find a universe of products at their fingertips. But is there a dark side to internet commerce? This thought-provoking expose invites us to explore how sophisticated algorithms and data-crunching are changing the nature of market competition, and not always for the better. Introducing into the policy lexicon terms such as algorithmic collusion, behavioral discrimination, and super-platforms, Ariel Ezrachi and Maurice E. Stucke explore the resulting impact on competition, our democratic ideals, our wallets, and our well-being. "We owe the authors our deep gratitude for anticipating and explaining the consequences of living in a world in which black boxes collude and leave no trails behind. They make it clear that in a world of big data and algorithmic pricing, consumers are outgunned and antitrust laws are outdated, especially in the United States." -Science "A convincing argument that there can be a darker side to the growth of digital commerce. The replacement of the invisible hand of competition by the digitized hand of internet commerce can give rise to anticompetitive behavior that the competition authorities are ill equipped to deal with." -Burton G. Malkiel, Wall Street Journal "A convincing case for the need to rethink competition law to cope with algorithmic capitalism's potential for malfeasance." -John Naughton, The Observer
The present book examines both theoretical and practical aspects of the law on indications of geographical origin (IGOs) within the framework of European Union (EU) law, pursuing four distinct yet mutually related aims. First, it discusses theoretical issues of the law on IGOs including its historical foundations, terminology, principles of regulation, legal subjectivity, protection models and loss of protection. Second, it covers the EU law on IGOs from a systematic point of view. Particularly, the systematic review of the EU law on IGOs includes an in-depth analysis of and commentary on the relevant andapplicable regulations. Third, it examines current legislative initiatives and further development options for the EU law on IGOs. Finally, it reveals the interrelation of the EU law on one hand and the national laws of EU Member States on the other with regard to IGOs, focusing on harmonized and non-harmonized areas of law."
The progressive economics writer redefines the national conversation about American freedom "Mike Konczal [is] one of our most powerful advocates of financial reform' [a] heroic critic of austerity' and a huge resource for progressives."-Paul Krugman Health insurance, student loan debt, retirement security, child care, work-life balance, access to home ownership-these are the issues driving America's current political debates. And they are all linked, as this brilliant and timely book reveals, by a single question: should we allow the free market to determine our lives? In the tradition of Naomi Klein's The Shock Doctrine, noted economic commentator Mike Konczal answers this question with a resounding no. Freedom from the Market blends passionate political argument and a bold new take on American history to reveal that, from the earliest days of the republic, Americans have defined freedom as what we keep free from the control of the market. With chapters on the history of the Homestead Act and land ownership, the eight-hour work day and free time, social insurance and Social Security, World War II day cares, Medicare and desegregation, free public colleges, intellectual property, and the public corporation, Konczal shows how citizens have fought to ensure that everyone has access to the conditions that make us free. At a time when millions of Americans-and more and more politicians-are questioning the unregulated free market, Freedom from the Market offers a new narrative, and new intellectual ammunition, for the fight that lies ahead.
In der Medizin verspricht die Nanotechnologie enorme Fortschritte, jedoch nicht ohne Nachteile. Die Unberechenbarkeit der mit der Nanotechnologie hergestellten Nanopartikel nimmt die Autorin zum Anlass, die Folgen fur die klinische Prufung am Menschen, insbesondere fur die Risiko-Nutzen-Abwagung, zu untersuchen und stellt die Frage, ob das Restrisiko noch als sozialadaquat angesehen werden kann. Sie analysiert die Vereinbarkeit mit ethischen Grundsatzen und den Konflikt der Grundrechte der Studienteilnehmer mit denen der Patienten, der AErzte und der Pharmaunternehmen. Sie zeigt zudem, dass mangels einer einheitlichen Definition der Nanotechnologie und ihrer Produkte bei Verbrauchern und Anwendern eine Rechtsunsicherheit besteht, die es durch den europaischen bzw. nationalen Gesetzgeber auszuraumen gilt.
This book examines the legal nature and requirements of compliance in letter of credit transactions in Anglo-American jurisdictions, as well as the associated contract choice of law issues. It gives an authoritative exposition of the mechanics of the law on the problem of compliance in the field, and is the first to afford a comprehensive, highly analytical critique of the topic from the point of view of modern international banking practice. In a user-friendly style, it provides an in-depth elucidation of the context of the key roles of individual parties during the course of the transactions, aiding a thorough understanding of the legal problems covered. Structured in four parts, it covers the opening of a complying letter of credit; the regularity of performance under a properly opened letter of credit; ways in which an unreimbursed bank may recover money it mistakenly paid against a faulty presentation; and the conflict of laws problems involved in the context of a beneficiary claiming entitlement to the sum on the credit against an allegedly complying tender of documents. In the conflict of laws section substantial attention is given to the many difficult hurdles that the potential claimant often confronts, and explores the various methods and techniques available. An important aspect of the analysis in this part is ascertainment of the legal system which the courts at common law and under Rome I Regulation would apply to resolve a claim.
Studies have found that the purchasing power of American women is potentially the greatest in the world. So why not support the rights of women while you shop? Fun to read, easy to use, and packed with the latest information available, The Feminist Dollar gives you the basic facts about gender fairness and equity as it is - or is not - practiced by corporations and governments, so that you can make informed decisions about the policies you want to support when buying merchandise and traveling abroad. Among the almost 400 companies covered here that make and market the products you buy and use every day, you will discover which promote women, have generous childcare or family leave policies, or contribute to organizations that benefit women, so that you can apply economic pressure where it can make a difference. Also, you will find the FEM - feminist evaluation measure - ratings of some of the states and countries to which you might travel.
Based on the earlier "Consumer Law: Text, Cases and Materials" by David Oughton, this work seeks to explain the general principles which underlie consumer protection law and the many ways in which those principles are applied. It provides students of consumer law with an up-to-date and readable text on the subject. Topics of central importance are those of consumer redress, product quality, product safety (including food safety), consumer services law (with particular reference to repair services), holidays, consumer insurance and consumer finance.;There is also a discussion of the various methods by which advertising, sales promotion practices and misleading claims are regulated. Where appropriate, domestic law is related to the general principles and policies of European Community law which have increasingly come to recognise the consumer interest. In this respect, account has been taken of the effect of the Treaty of Amsterdam which, amongst other things, has renumbered many of the familiar provisions of the Treaty of Rome. The book also considers the relevant merits and disadvantages of business self-regulation under both trade association codes of practice and the growing number of statutory codes of practice introduced to reduce the burdens on business created by legislative intervention.;This edition takes account of a number of judicial decisions in the appellate courts and below, and also takes account of the provisions of the Contracts (Rights of Third Parties) Act 1999, the Access to Justice Act 1999, the Civil Procedure Rules 1998, the Food Standards Act 1999, the Human Rights Act 1998, the Unfair Terms in Consumer Contracts Regulations 1999 and the EC Directive on Consumer Sales and Associated Guarantees 1999.
This key text on consumer law contains materials drawn from a broad range of sources and includes extracts from: cases and statutes; Government and Law Commission reports; and publications produced by the Office of Fair Trading and the National Consumer Council. It also incorporates materials illustrating the approach of other jurisdictions, most notably within the Commonwealth, north America and continental Europe. The ever-increasing influence of the European Community is apparent throughout this work and the extracts (many of which are not readily accessible elsewhere) are introduced, linked and contextualised by extensive commentary, notes, problems and questions for discussion. The book takes full account of the major statutory changes since the last edition, for example, the Consumer Protection Act 1987, the Sale and Supply of Goods Act 1994, the Package Travel, Package Holidays and Package Tours Regulations 1992, the Unfair Terms in Consumer Contracts Regualtions 1994 and the General Product Safety Regulations 1994. In addition, there is discussion of developments affecting the enforcement of penalties, including conditional fee agreements and group actions, together with coverage of the substantial amount of recent case law. Miller, Harvey and Parry offer wide-ranging and authoritative coverage of an increasingly complex area of law. It will be an invaluable source of learning for all students of consumer law, particularly undergraduates and those on Legal Practice courses. It will also interest specialist and non-specialist practitioners, and non-lawyers who deal with consumer law such as trading standards officers and those proffering advice from citizens advice bureaux.
2020 marked the 40th anniversary of the CISG which now has over 90 Contracting States, with Hong Kong formally adopted the Convention in 2022, and further States are currently considering their accession to the Convention. Even more importantly, significantly more international case law applying the CISG has become available since the last edition in 2016. This timely new edition considers these new cases and other important developments and literature, continuing to provide the meticulous detail and authority of analysis of previous editions. Some of the article-by-article chapters have been completely rewritten. The fifth edition furthermore includes two new thematic chapters enabling coverage of topical subjects in a holistic way with reference to the various CISG articles they concern. In recent practice, contracts have started to emerge that concern the sale of data, raising numerous issues concerning the applicability of the CISG. The new CISG and Data Trading chapter addresses these questions, making this Commentary the first to cover "digital" trade under the CISG. The new chapter INCOTERMS and the CISG provides easily accessible overviews of all INCOTERMs 2020 and the interactions between contractual CIF, FOB and other INCOTERM clauses and the CISG's provisions in case the Convention applies (as often in practice) as underlying sales law rules. Since the publication of the first edition in 1998, the Commentary has become an invaluable source for the comprehension and discussion of the Convention, frequently cited by legal writers, tribunals, and courts all over the world. Written by an international team of contributors, this book provides expert analysis, and combines judicial and scholarly views from numerous jurisdictions. This is the most comprehensive and authoritative commentary on the CISG, and an invaluable resource for scholars and practitioners alike.
Despite the growing importance of 'consumer welfare' in EU competition law debates, there remains a significant disconnect between rhetoric and reality, as consumers and their interests still play only an ancillary role in this area of law. Consumer Involvement in Private EU Competition Law Enforcement is the first monograph to exclusively address this highly topical and much debated subject, providing a timely and wide-ranging examination of the need for more active consumer participation in competition law. Written by an expert in the field, it sets out a comprehensive framework of policy implications and arguments for greater involvement, positioning the debate in the context of a broader EU law perspective. It outlines pragmatic approaches to remedial and procedural measures that would enable consumer empowerment. Finally, the book identifies key institutional and political obstacles to the adoption of effective measures, and suggests alternative routes to enhance the role of consumers in private competition law enforcement. The book's innovative approach, combining normative analysis and practical solutions, make it invaluable for academics, policy-makers, and practitioners in the field.
Having control over personal data is regarded as a fundamental right in the EU. Since the General Data Protection Regulation (GDPR) became enforceable May 2018, old rights were strengthened, and a range of new rights were introduced. How to navigate the changing landscape of data subject rights under the GDPR framework is the focal point of this volume. At the centre of this discussion are five key rights: the right to information, the right to access, the right to data portability, the right to be forgotten, and the rights related to profiling (the right to object and the right not to be subject to automated decision-making). With a focus on how these fit into big data economies, this book gives practitioners and activists the knowledge of how to pursue claims while also pointing out inefficiencies where data subject rights are concerned in a big data environment. As legal guidance slowly develops and still appears fragmented, this volume tackles the gaps and provides a thorough analysis of data subject rights under the new GDPR framework and their legal operation.
This book explores how EU law constrains the freedom of the EU, the Member States, and private bodies to adopt measures that seek to protect social and environmental interests abroad by placing conditions on production processes in other states. The permissibility of such process-based measures has been examined primarily within the World Trade Organization (WTO) context, but the challenges that they present are equally for the EU internal market system. Ankersmit identifies three core challenges posed by process-based measures from an EU law perspective: extraterritoriality, unilateralism and the competitive and democratic problems created by private rule-making. It examines these issues in the context of free movement, competition, public procurement, and EU tax law. This book will appeal to academics, policy makers and practitioners interested in trade and environment, the social impact of trade law, and European and international market regulation.
The Politics of Precaution examines the politics of consumer and environmental risk regulation in the United States and Europe over the last five decades, explaining why America and Europe have often regulated a wide range of similar risks differently. It finds that between 1960 and 1990, American health, safety, and environmental regulations were more stringent, risk averse, comprehensive, and innovative than those adopted in Europe. But since around 1990, the book shows, global regulatory leadership has shifted to Europe. What explains this striking reversal? David Vogel takes an in-depth, comparative look at European and American policies toward a range of consumer and environmental risks, including vehicle air pollution, ozone depletion, climate change, beef and milk hormones, genetically modified agriculture, antibiotics in animal feed, pesticides, cosmetic safety, and hazardous substances in electronic products. He traces how concerns over such risks--and pressure on political leaders to do something about them--have risen among the European public but declined among Americans. Vogel explores how policymakers in Europe have grown supportive of more stringent regulations while those in the United States have become sharply polarized along partisan lines. And as European policymakers have grown more willing to regulate risks on precautionary grounds, increasingly skeptical American policymakers have called for higher levels of scientific certainty before imposing additional regulatory controls on business.
Die Autorin nimmt die Reform des Gesetzes gegen den unlauteren Wettbewerb (UWG) im Jahr 2015 zum Anlass, die damit einhergehenden AEnderungen im Hinblick auf das Spurbarkeitsmerkmal zu untersuchen. Anhand verschiedener Fragestellungen und einer Analyse der Rechtsprechung zum Spurbarkeitsmerkmal wird unter anderem uberpruft, ob die sprachlichen und gesetzessystematischen Anpassungen des UWG 2015 an die Richtlinie uber unlautere Geschaftspraktiken tatsachlich keine AEnderung der materiellen Rechtslage mit sich bringen wird oder ob und in welchem Umfang fur die Rechtsprechung Anpassungsbedarf besteht. Daruber hinaus uberpruft die Autorin, ob eine Auswirkungsanalyse im Sinne des oekonomischen Ansatzes des more economic approach oder oekonomische Ansatze, wie etwa die Neue Institutionenoekonomik oder die Informationsoekonomie, Unterstutzung in der Rechtsanwendung des UWG liefern koennten.
Blackstone's Guide to Consumer Sales and Associated Guarantees provides a practical and contextual guide to the important new Guarantees Directive and its implementation. The book deals with the relationship and interaction of these new rights with the existing sale of goods legislation.
Markets run on information. Buyers make decisions by relying on their knowledge of the products available, and sellers decide what to produce based on their understanding of what buyers want. But the distribution of market information has changed, as consumers increasingly turn to sources that act as intermediaries for information-companies like Yelp and Google. Antitrust Law in the New Economy considers a wide range of problems that arise around one aspect of information in the marketplace: its quality. Sellers now have the ability and motivation to distort the truth about their products when they make data available to intermediaries. And intermediaries, in turn, have their own incentives to skew the facts they provide to buyers, both to benefit advertisers and to gain advantages over their competition. Consumer protection law is poorly suited for these problems in the information economy. Antitrust law, designed to regulate powerful firms and prevent collusion among producers, is a better choice. But the current application of antitrust law pays little attention to information quality. Mark Patterson discusses a range of ways in which data can be manipulated for competitive advantage and exploitation of consumers (as happened in the LIBOR scandal), and he considers novel issues like "confusopoly" and sellers' use of consumers' personal information in direct selling. Antitrust law can and should be adapted for the information economy, Patterson argues, and he shows how courts can apply antitrust to address today's problems.
The textbook on copyright law offers a didactic three-step-model to aid the acquisition and deepening of copyright law knowledge. Significant German Federal Court of Justice decisions are drawn upon based on theoretical as well as practical questions in the area of copyright law which especially illustrate the dogmatic key aspects of the case.
Perhaps no kind of regulation is more common or less useful than mandated disclosure--requiring one party to a transaction to give the other information. It is the iTunes terms you assent to, the doctor's consent form you sign, the pile of papers you get with your mortgage. Reading the terms, the form, and the papers is supposed to equip you to choose your purchase, your treatment, and your loan well. More Than You Wanted to Know surveys the evidence and finds that mandated disclosure rarely works. But how could it? Who reads these disclosures? Who understands them? Who uses them to make better choices? Omri Ben-Shahar and Carl Schneider put the regulatory problem in human terms. Most people find disclosures complex, obscure, and dull. Most people make choices by stripping information away, not layering it on. Most people find they can safely ignore most disclosures and that they lack the literacy to analyze them anyway. And so many disclosures are mandated that nobody could heed them all. Nor can all this be changed by simpler forms in plainer English, since complex things cannot be made simple by better writing. Furthermore, disclosure is a lawmakers' panacea, so they keep issuing new mandates and expanding old ones, often instead of taking on the hard work of writing regulations with bite. Timely and provocative, More Than You Wanted to Know takes on the form of regulation we encounter daily and asks why we must encounter it at all. |
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