The subprime mortgage crisis has already wreaked havoc on the lives of millions of people and now it threatens to derail the U.S. economy and economies around the world. In this trenchant book, best-selling economist Robert Shiller reveals the origins of this crisis and puts forward bold measures to solve it. He calls for an aggressive response--a restructuring of the institutional foundations of the financial system that will not only allow people once again to buy and sell homes with confidence, but will create the conditions for greater prosperity in America and throughout the deeply interconnected world economy.

Shiller blames the subprime crisis on the irrational exuberance that drove the economy's two most recent bubbles--in stocks in the 1990s and in housing between 2000 and 2007. He shows how these bubbles led to the dangerous overextension of credit now resulting in foreclosures, bankruptcies, and write-offs, as well as a global credit crunch. To restore confidence in the markets, Shiller argues, bailouts are needed in the short run. But he insists that these bailouts must be targeted at low-income victims of subprime deals. In the longer term, the subprime solution will require leaders to revamp the financial framework by deploying an ambitious package of initiatives to inhibit the formation of bubbles and limit risks, including better financial information; simplified legal contracts and regulations; expanded markets for managing risks; home equity insurance policies; income-linked home loans; and new measures to protect consumers against hidden inflationary effects.

This powerful book is essential reading for anyone who wants to understand how we got into the subprime mess--and how we can get out. In a new preface to this powerful book, Shiller discusses the development of the crisis in relation to the ideas presented in "The Subprime Solution."

Real Estate, Construction and Economic Development in Emerging Market Economies examines the relationships between real estate and construction sectors and explores how each sector, and the relationships between them, affect economic development in emerging market economies (EMEs). Throughout the book, the international team of contributors discuss topics as diverse as real estate finance and investment, housing, property development, construction project management, valuation, sustainability and corporate real estate. In doing so the book demonstrates how the relationship between construction and real estate impacts on economic development in countries such as Argentina, Brazil, Colombia, China, Ghana, Nigeria, Turkey, Lithuania, Hungary and Slovenia. Topics include: the role of real estate brokerage in improving the living standards of citizens; the effect of a mineral boom on construction cycles, real estate values and the socio-economic conditions of people in boom towns and cities; corporate real estate management practices and how they affect economic growth; and the synergies between construction and real estate and how they, in turn, affect economic development. This book will be of interest to those studying and researching real estate, construction, development studies, urban economics and emerging market economies.

The bestselling guide to real estate, newly revised for today's investors

More than ever, investing in property today will set you on track to conquer financial uncertainty and build your long-term net worth. Investing in Real Estate, Seventh Edition offers dozens of experience- proven methods to convert these challenging times into the best of times.

Whether you want to fix and sell or buy, improve, and hold, market savvy real estate investor Gary W. Eldred shows you how to achieve your goals. He provides time-tested ways to grow a profitable portfolio and shows you how property investing can deliver twenty-two sources of financial return. You'll learn how to negotiate like a pro, read market trends, and choose from multiple possibilities to finance your properties. This timely new edition also includes:

Historical context to emphasize how bargain prices and near record low interest rates now combine to offer unprecedented potential for short- and long-term profits

Successfully navigate and meet today's loan underwriting standards

How to obtain discounted property prices from banks, underwater owners, and government agencies

How to value properties accurately--and, when necessary, intelligently challenge poorly prepared lender appraisals

Effective techniques to acquire REOs and short sales on favorable terms within reasonable time frames

How to market and manage your properties to outperform other investors

And much more

Join the pros who are profiting from today's market. All you need is the knowledge edge provided by "Investing in Real Estate," Seventh Edition--the most favored and reliable guide to gaining the rewards that real estate offers.

"This is the best how-to-invest-in-real-estate book available."
--Robert Bruss

INVEST NOW for Large Future Gains

INVEST NOW for Increasing Cash Flows

INVEST NOW for Lifetime Security

FREE $1,595 Quick-Start Real Estate Success Program See page 217 for details.
Buy Real Estate Without Cash or Credit
Imagine having two multi-millionaires take you by the hand and personally mentor you to get started making big money investing in real estate. That's exactly the step-by-step coaching you'll get in Buying Real Estate Without Cash or Credit, as Peter Conti and David Finkel, two of the nation's leading real estate experts, walk you through the fastest and easiest ways for you to launch your investing business.
You'll learn the same secrets, strategies, and organized action plans that their past mentorship students have used over the last decade to make millions. Best of all, you'll learn exactly how to do it without cash or credit
This book will show you the fastest way to succeed investing in real estate--step-by-step, action-by-action, strategy-by-strategy.
You'll learn:
* The 5 fastest ways to close your first deal in 30 days or less
* 21 scripts to negotiate profitable win-win deals
* The 6 best sources to fund your "nothing down" deals
* 7 ways to maximize your cash when investing

"This book is a must-read for anyone who wants to live the American dream but thinks they can't invest in real estate for lack of cash or credit. Conti and Finkel make it simple to understand and easy to achieve."
--Attorney William Bronchick, coauthor of the bestselling book Flipping Properties
"David and Peter have done it again They've taken their proven millionaire-making real estate program and broken it down into easy-to-use steps that anyone can use. This book will tell you how you don't need cash or credit to succeed in real estate investing."
--Diane Kennedy, CPA/Tax Strategist, coauthor of The Insider's Guide to Real Estate Investing Loopholes

This book investigates the development of multi-unit housing typologies that were predominant in a particular city from the 1800s to present day. It emphasises the importance of understanding the direct connection between housing and dwelling in the context of a city, and the manner in which the city is an instructional indication of how a housing typology is embodied. The case studies presented offer an insight into why a certain housing type flourished in a specific city and the variety span across cities in the world where distinct housing types have prevailed. It also pursues how housing types developed, evolved, and helped define the city, looks into how dwellers inhabited their dwellings, and analyses how the housing typologies correlates in a contemporary context. The typologies studied are back-to-backs in Birmingham; tenements in London; Haussmann Apartment in Paris; tenements in New York; tong lau in Hong Kong; perimeter block, linear block, and block-edge in Berlin; perimeter block and solitaire in Amsterdam; space-enclosing structure in Beijing; micro house in Tokyo, and high-rise in Toronto.

The taking of private property for development projects has caused controversy in many nations, where it has often been used to benefit powerful interests at the expense of the general public. This edited collection is the first to use a common framework to analyze the law and economics of eminent domain around the world. The authors show that seemingly disparate nations face a common set of problems in seeking to regulate the condemnation of private property by the state. They include the tendency to forcibly displace the poor and politically weak for the benefit of those with greater influence, disputes over compensation, and resort to condemnation in cases where it destroys more economic value than it creates. With contributions from leading scholars in the fields of property law and economics, the book offers a comparative perspective and considers a wide range of possible solutions to these problems.

Since the start of the twenty-first century, urban communities have faced increasing challenges in housing affordability, with environmental issues causing additional concern. It is clear that changes to urban housing are needed to enhance the resilience of cities and improve the economic, social and physical well-being of residents. This book provides a comparative cross-national perspective on urban housing and sustainability in Europe, exploring the key barriers and drivers associated with sustainable urban development and community regeneration. Country-specific chapters allow for easy comparison, with each summarizing how sustainable housing operates in the country in question, before going on to discuss the key barriers and drivers at play. This book brings a sustainability perspective to the comparative housing literature which frequently fails to integrate the social, economic and environmental pillars of sustainability. The book outlines many of the changes that professionals and residents will need to make to their practices and cultures in order to enhance housing resilience. Students, researchers and professionals with an interest in sustainable housing creation and regeneration will find this book an invaluable reference.

Few entrepreneurs are aware of the benefits and opportunities available through the SBA. There are few resources available to guide entrepreneurs through the process. "Approved" was written to fill that gap by providing a step-by-step guide to the SBA loan approval. Applying for a business loan can be difficult, time intensive and expensive, but it doesn't have to be. "Approved" was written to provide a straightforward road map to obtain approval. After finishing "Approved", you will be able to highlight strengths (and mitigate weaknesses) from a lender's perspective, provide a simple business plan identifying how the business will be profitable for the long term, and accurately prepare a business loan application that can be immediately submitted through underwriting unlike most business applications submitted.

From the Bestselling Author of Real Estate Investing in Canada 2.0

What can you learn from four Canadian real estate experts who have 100-plus years of collective investing experience?

Whether you are a beginning investor or own a portfolio of residential properties, "97 Tips for Canadian Real Estate Investors, 2nd Edition" provides you with insights, strategies and success stories to build your wealth according to a proven system. Investors will learn about how to adapt to shifting market conditions, and financing and marketing strategies designed to improve cash flow and attract long-term tenants.

You'll discover the challenges and pitfalls that investors experience and how to avoid them. At your fingertips and success strategies based on the Authentic Canadian Real Estate System. From understanding the principles and economics of Investing, to sourcing properties and financing, closing deals and becoming a landlord, "97 Tips" is chockfull of great ideas for investors who want to achieve beyond their dreams.

"Praise from Canadian Investors for Real Estate Investing in Canada and the Acre System"

"This material was absolutely essential for getting my investing jumpstarted. Thank you " -Marianne Malo Chenard

"To compare this system to other real estate investing educators is like comparing day to night. I get all the information on a proven system I need. I don't have to pay thousands of extra dollars to get the 'Next level' of training." -Michael Colson

"If you are serious about taking control of your finances through real estate, this book is the perfect starting point." -Joe Iannuzzi

"Excellent advice on how to make profitable business decisions and how to know what the red flags are. -Kimberley Pashak

Special Bonus

Stay ahead of the real estate market. As a bonus, every registered reader of "97 Tips" will receive a free CD covering the latest market changes. Register at www.realestateinvestingincanada.com.

Wealth owners are responsible for more than just assets The Destructive Power of Family Wealth offers thoughtful, holistic planning to ensure that your wealth remains a positive force for your family. While today's families have become global and the world has become smaller and more mobile, we have not yet become immune to the problems wealth poses to the family unit. This book provides authoritative guidance on family wealth management, with an emphasis on both family and wealth. Global taxation regimes, changing bank secrecy laws, asset protection and other critical issues are examined in depth to assist wealth owners in planning, and the discussion includes details on the essential tools that aid in the execution of any wealth management strategy. More than a simple financial planning guide, this book also delves into the psychology of wealth, and the effect it has on different family members; wealth destroys families every day, and smart management means maintaining the health of the family as much as it means maintaining and expanding wealth. Family wealth brings advantages, but it also carries a potential for destruction. Wealth owners have a responsibility to their families and to themselves, and this book provides the critical guidance you need to get it right, whether you are part of a wealth-owning family or are an advisor to wealth-owning families. * Learn how careful planning can prevent family strife * Protect assets from risks ranging from divorce to political upheaval * Explore the many tools that facilitate secure wealth management * Discover how changing global regulations affect wealth * Understand how private banks and other advisors work * Uncover challenges faced by the wealth management industry * Find out how to work with advisors and to manage costs while ensuring efficient and effective outcomes Families at all levels of wealth are vulnerable to shifting economic climates, evolving regulatory issues, asset threats and more. Any amount of wealth is enough to shatter a family, but deeply intentional planning based on thoughtful consideration is the key to keeping destructive forces at bay. The Destructive Power of Family Wealth provides expert guidance and a fresh perspective to help you maintain both family and wealth. For those in the wealth management industry and for other advisors to wealth-owning families, The Destructive Power of Family Wealth contains insight on the needs of today's wealth-owning families, ways in which the tools of wealth planning address those needs and guidance on what it takes to be a successful, trusted family advisor.

Build wealth through real estate Real Estate Investing All-in-One For Dummies will show new and seasoned real estate investors how to make smart decisions. With seven books in one, this complete resource will teach you how to purchase real estate, flip houses, invest in commercial real estate and foreclosures, sell your house, buy real estate internationally, and more. We even explain the ins and outs of short-term rentals like Airbnb, so all your passive income options are covered. With this book, you can start investing in real estate quickly and easily, thanks to user-friendly information and expert tips that will help you avoid costly mistakes. It's your one-stop resource for all things real estate. Learn how to buy and sell real estate, including how to find the best deals Determine whether flipping houses or short-term rental management is for you Maximize your earnings and minimize your tax bill in real estate investment Extend your reach outside the United States by investing in real estate globally This is the perfect Dummies guide for amateur real estate investors who need a hand getting started, and for seasoned investors looking to up their game with commercial, international, and other investment strategies.

This book surveys the contributions that economic theory has made to the often contentious debate over the government's use of its power of eminent domain, as prescribed by the Fifth Amendment. It addresses such questions as: When should the government be allowed to take private property without the owner's consent? Does it depend on how the land will be used? And what amount of compensation is the landowner entitled to receive (if any)? The recent case of Kelo v. New London (2005) revitalized the debate, but it was only the latest skirmish in the ongoing struggle between advocates of strong governmental powers to acquire private property in the public interest and private property rights advocates. Written for a general audience, the book advances a coherent theory that views eminent domain within the context of the government's proper role in an economic system whose primary objective is to achieve efficient land use.