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Consumer Credit - Law and Practice (Hardcover, 2nd edition)
Loot Price: R4,548
Discovery Miles 45 480
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Consumer Credit - Law and Practice (Hardcover, 2nd edition)
Series: Practical Finance and Banking Guides
Expected to ship within 12 - 17 working days
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The field of consumer credit law has undergone major and
fundamental change in the recent past, due in part to the
regulation since 1 April 2014 of consumer credit by the Financial
Conduct Authority, and this book provides a clear and complete
guide to this difficult area of law. Fully updated for the second
edition, the author considers new developments including: the new
authorisation process under the Financial Services and Markets Act
2000, including the interim permission regime, and its
consequences; the new regime for financial promotions as applied to
credit and hire advertising; the new rules controlling high cost
short term lending and peer to peer lending; the new provisions of
the recently released Consumer Credit Sourcebook (CONC); the new
requirements governing mortgage lending as contained in MCOB; the
requirements for distance selling and off-premises contracts as
applied to consumer credit and consumer hire including the impact
of the Consumer Contracts (Information, Cancellation and Additional
Charges) Regulations 2013; the jurisdiction of the financial
ombudsman service on consumer credit. Also considered is the recent
case law on the powerful unfair relationships jurisdiction. This
comprehensive and practical guide is essential reading for legal
practitioners, finance houses, credit reference agencies and retail
organisations.
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