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Financial Literacy Education - Edu-Regulating our Saving and Spending Habits (Paperback, Softcover reprint of the original 1st ed. 2017)
Loot Price: R4,924
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Financial Literacy Education - Edu-Regulating our Saving and Spending Habits (Paperback, Softcover reprint of the original 1st ed. 2017)
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This book explores the issue of consumer financial education,
responding to increased interest in, and calls to improve peoples'
financial literacy skills and abilities to understand and manage
their money. New conceptual frameworks introduced in the book offer
academic audiences an innovative way of thinking about the project
on financial literacy education. Using the concepts of
'edu-regulation' and 'financial knowledge democratisation' to
analyse the financial education project in the UK, the book exposes
serious, and often ignored, limitations to using information and
education as tools for consumer protection. It challenges the
mainstream representation of financial literacy education as a
viable solution to consumer financial exclusion and poverty.
Instead, it argues that the project on financial literacy education
fails to acknowledge important dependences between consumer
financial behaviour and the socio-economic, political, and cultural
context within which consumers live. Finally, it reveals how these
international and national calls for ever greater financial
education oversimplify and underestimate the complexity of consumer
financial decision-making in our modern times.
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