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Assessing Performance of Banks in India Fifty Years After Nationalization (Paperback, 1st ed. 2020)
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Assessing Performance of Banks in India Fifty Years After Nationalization (Paperback, 1st ed. 2020)
Series: India Studies in Business and Economics
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This book assesses the performance of banks in India over the past
several decades, and discusses their current status after fifty
years of nationalization. The performance of different categories
of banks is evaluated by employing both the traditional ratio
analysis and more sophisticated efficiency techniques. The book
also explores the market conditions under which Indian banks
operate. Going beyond a formal banking study, the book also
investigates the causes of the widespread presence of informal
credit in parallel to its formal banking counterpart. This approach
makes it more comprehensive, unique and closer to the real world.
After 50 years of nationalization, India's banking sector is at a
crossroads, given the huge and unabated non-performing assets and
talks of consolidation. This book, encompassing both the formal and
the predominantly 'trust-based' informal credit system, provides
essential insights for bankers and policymakers, which will be
invaluable in their endeavours to implement meaningful changes. It
may also spark new research in the fields of banking performance
and efficiency analysis. Lastly, the book not only has significant
implications for students of economics, banking, finance and
management, but also offers an important resource to support
training courses for banking personnel in India.
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