The ups and downs in housing markets over the past two decades are
without precedent, and the costs - financial, psychological, and
social - have been enormous. Yet Americans overwhelmingly still
aspire to homeownership, and many still view access to
homeownership as an important ingredient for building wealth among
historically disadvantaged groups. This timely volume reexamines
the goals, risks, and rewards of homeownership in the wake of the
housing bubble and subprime lending crisis. Housing, real estate,
and finance experts explore the role of government in supporting
homeownership, deliberate how homeownership can be made more
sustainable, and discuss how best to balance affordability, access,
and risk, particularly for minorities and low income families.
Contributors: Eric S. Belsky (JCHS); Raphael W. Bostic (University
of Southern California, USA); Mark Calabria (Cato Institute, USA);
Kaloma Cardwell (University of California, Berkeley, USA); Mark
Cole (Hope LoanPort); J. Michael Collins (University of Wisconsin -
Madison, USA); Marsha J. Courchane (Charles River Associates);
Andrew Davidson (Andrew Davidson and Co.); Christopher E. Herbert
(JCHS); Leonard C. Kiefer (Freddie Mac); Alex Levin (Andrew
Davidson and Co.); Adam J. Levitin (Georgetown University Law
Center, USA); Mark R. Lindblad (University of North Carolina at
Chapel Hill, USA); Jeffrey Lubell (Abt Associates); Patricia A.
McCoy (University of Connecticut School of Law, USA); Daniel T.
McCue (JCHS); Jennifer H. Molinsky (JCHS); Stephanie Moulton (Ohio
State University, USA); John A. Powell (University of
California-Berkeley, USA); Roberto G. Quercia (University of North
Carolina at Chapel Hill, USA); Janneke H. Ratcliffe (University of
North Carolina, USA); Carolina Reid (University of
California-Berkeley, USA); William M. Rohe (University of North
Carolina at Chapel Hill, USA); Rocio Sanchez-Moyano (JCHS); Susan
Wachter (University of Pennsylvania, USA); Peter M. Zorn (Freddie
Mac).
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