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Consumer Debt and Social Exclusion in Europe (Paperback)
Loot Price: R1,405
Discovery Miles 14 050
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Consumer Debt and Social Exclusion in Europe (Paperback)
Series: Markets and the Law
Expected to ship within 12 - 17 working days
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This book analyses the dichotomy between the goal of social
inclusion and the effect of social exclusion through
over-indebtedness since 2008 in Europe. Filling a vital gap in the
current literature on the effects of the financial and economic
crisis, this volume puts into context academic discussion with the
real-life dimension of over-indebtedness. Reports from six European
countries provide socio-economic and legal information on
over-indebtedness as well as the regulatory and judicial responses
to the problems entailed by over-indebtedness. They form the
empirical background for five analyses of different aspects of the
inclusion-exclusion dichotomy. It becomes clear that in the context
of credit expansion, individual over-indebtedness has turned into a
social issue, which the current design of the consumer credit and
mortgage system in Europe has helped to produce while disregarding
the consequential danger of social exclusion.
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