This book reviews problems with credit use and causes of
indebtedness among young adults, while uncovering possibilities to
encourage a healthier attitude towards loans in this segment of the
population. Both consumption loans and mortgages are covered in
order to adequately represent real-world credit use by young people
about to enter adulthood. It focuses on three distinctive actors:
the legislative authorities, the financial institution, most
commonly a bank, and finally the individual borrower. More
specifically, the book discusses the functioning of these three
entities in the context of young adults borrowing behaviour, and
would appeal to academics, researchers and students of financial
institutions and banking.
General
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