For anyone with an interest in pensions--workers and employers,
personnel directors, accountants, actuaries, lawyers, insurance
agents, financial analysts, government officials, and social
scientists--this book is required reading. Now, without the aid of
a pension specialist, anyone can determine how their particular
pension plan stacks up against the average. Using virtually all
available government sources (including computerized data
unavailable in print) and their own extensive surveys, the authors
present a comprehensive description of the structural features and
financial conditions of U.S. private, state, city, and municipal
pension plans. The introductions to the hundreds of tables explain
and highlight the information.
The picture that emerges of the typical plan and its significant
variations is crucial to all those with a financial stake in
pensions. The reader can compare pension vesting, retirement, and
benefit provisions by plan type, plan size, industry, union status,
and many more characteristics. With this information, workers can
evaluate just how generous their employer is; job applicants can
compare fringe benefits of prospective employers; personnel
directors can judge their competitive edge.
The financial community will find especially interesting the
analysis of the unfunded liabilities of private, state, and local
pension funds. The investment decisions of private and public
pension funds and their return performances are described as well.
Government officials and social scientists will find the analysis
of pension coverage, the receipt of pension income by the elderly,
cost-of-living adjustments, and disability insurance of special
importance in evaluating the proper degree of public intervention
in the area of old age income support.
Pensions in the American Economy is comprehensive and easy to use.
Every reader, from small-business owners and civil servants to
pension fund specialists, will find in it essential information
about this increasingly important part of labor compensation and
retirement finances.
General
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