The Debtors' Guide to Local Courts is an invaluable resource for
debtors, financial counsellors, community workers and lawyers. It
provides comprehensive, accessible and up-to-date information about
the debt recovery system for people facing debts in NSW. Being in
debt can be a confusing and frightening experience. This book aims
to set out options available to people who are experiencing debt
problems. It aims to put some control back into the lives of
debtors providing practical guidance on negotiating with creditors,
dealing with debt harassment, an overview of the Local Court, how
to respond to a statement of claim and the process of enforcement
of a debt and ways to stop enforcement. The updated third edition
includes: flowcharts which provide simple overviews of various
steps in the debt recovery process; updated practical information
such as filing fees, amounts that can be claimed, interest rates,
solicitors scales of costs in the Local Court; updated information
on the different ways of running matters in the Small Claims or the
General Division of the Local Court; sample letters and improved
sample forms including an example of a defence under the Consumer
Claims Act; associated and relevant information on the powers of
the Consumer Trader and Tenancy Tribunal to decide credit and debt
matters and the process followed by the State Debt Recovery Office
for the payment of unpaid fines; and more comprehensive information
on bankruptcy.
General
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