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Books > Social sciences > Sociology, social studies > Social groups & communities > Age groups > Adults > Elderly
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Pension Puzzles - Social Security and the Great Debate (Paperback)
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Discovery Miles 7 120
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Pension Puzzles - Social Security and the Great Debate (Paperback)
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The rancorous debate over the future of Social Security reached a
fever pitch in 2005 when President Bush unsuccessfully proposed a
plan for private retirement accounts. Although efforts to reform
Social Security seem to have reached an impasse, the long-term
problem the projected Social Security deficit remains. In Pension
Puzzles, sociologists Melissa Hardy and Lawrence Hazelrigg explain
for a general audience the fiscal challenges facing Social Security
and explore the larger political context of the Social Security
debate. Pension Puzzles cuts through the sloganeering of
politicians in both parties, presenting Social Security s technical
problems evenhandedly and showing how the Social Security debate is
one piece of a larger political struggle. Hardy and Hazelrigg strip
away the ideological baggage to explicate the basic terms and
concepts needed to understand the predicament of Social Security.
They compare the cases for privatizing Social Security and for
preserving the program in its current form with adjustments to
taxes and benefits, and they examine the different economic
projections assumed by proponents of each approach. In pursuit of
its privatization agenda, Hardy and Hazelrigg argue, the Bush
administration has misled the public on an issue that was already
widely misunderstood. The authors show how privatization proponents
have relied on dubious assumptions about future rates of return to
stock market investments and about the average citizen s ability to
make informed investment decisions. In addition, the administration
has painted the real but manageable shortfalls in Social Security
revenue as a fiscal crisis. Projections of Social Security revenues
and benefits by the Social Security Administration have treated
revenues as fixed, when in fact they are determined by choices made
by Congress. Ultimately, as Hardy and Hazelrigg point out, the
clash over Social Security is about more than technical fiscal
issues: it is part of the larger culture wars and the ideological
struggle over what kind of social responsibilities and rights
American citizens should have. This rancorous partisan wrangling,
the alarmist talk about a crisis in Social Security, and the
outright deception employed in this debate have all undermined the
trust between citizens and government that is needed to restore the
solvency of Social Security for future generations of retirees.
Drawing together economic analyses, public opinion data, and
historical narratives, Pension Puzzles is a lucid and engaging
guide to the major proposals for Social Security reform. It is also
an insightful exploration of what that debate reveals about
American political culture in the twenty-first century."
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