Banks, Consumers and Regulation (Paperback, New)

Recent developments in law, public policy, and regulation have ensured that questions regarding the relationship between banks and their customers have seldom been out of the spotlight. This important book provides a timely, original, and critical examination of the role of the law in regulating banks in the interests of the consumer. The work examines the social and economic rationales for, and the objectives of banking regulation. In so doing, it focuses on the crucial role of regulation in the protection of the consumer. The book then provides a critical appraisal of the principal techniques by which regulation is delivered and protection ensured. Such techniques include prior approval by licensing, continued supervision, and information remedies such as disclosure. The work also looks at how the law protects depositors of insolvent banks through financial compensation schemes, and how it provides consumer redress through mechanisms for ensuring access to justice, in particular ombudsmen. Finally, the book looks at the topical question of consumer access to banking services, and considers the extent to which the law can justify placing social obligations on banks in the consumer interest. This is the first monograph to examine these important topics in this way.

General

Imprint:	Hart Publishing
Country of origin:	United Kingdom
Release date:	October 2004
First published:	2004
Authors:	Peter Cartwright
Dimensions:	234 x 156 x 11mm (L x W x T)
Format:	Paperback
Pages:	224
Edition:	New
ISBN-13:	978-1-84113-483-3
Categories:	Books > Law > Laws of other jurisdictions & general law > Financial, taxation, commercial, industrial law > Financial law > Banking law Promotions
LSN:	1-84113-483-X
Barcode:	9781841134833

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