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The Credit Scoring Toolkit - Theory and Practice for Retail Credit Risk Management and Decision Automation (Hardcover)
Loot Price: R5,263
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The Credit Scoring Toolkit - Theory and Practice for Retail Credit Risk Management and Decision Automation (Hardcover)
Expected to ship within 12 - 19 working days
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Credit scoring aims to quantify the likelihood of a prospective
borrower defaulting on payment over a specified period of time. The
credit score is calculated using increasingly sophisticated
statistical models, which vary considerably between individual
cases. This clearly-written and comprehensive text covers the
scorecard development process and provides a practical how-to guide
for those wanting to use and develop credit scoring techniques.
Assuming little prior knowledge, the text includes the relevant
statistical and mathematical tools, numerous real-life examples,
and discussion of the credit risk management cycle and the
importance of credit scoring in business and regulatory
environments, including Basel II.
An extensive glossary and bibliography make this an indispensable
desktop reference for graduate students in statistics, business,
economics and finance, MBA students, credit risk and financial
practitioners.
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