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What Is Health Insurance (Good) For? - An Examination of Who Gets It, Who Pays for It, and How to Improve It (Hardcover, 1st ed. 2016)
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What Is Health Insurance (Good) For? - An Examination of Who Gets It, Who Pays for It, and How to Improve It (Hardcover, 1st ed. 2016)
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This informative volume synthesizes the literatures on health
economics, risk management, and health services into a concise
guide to the financial and social basics of health insurance with
an eye to its wide-scale upgrade. Its scope takes in concepts of
health capital, strengths and limitations of insurance models, the
effectiveness of coverage and services, and the roles of healthcare
providers and government agencies in the equation. Coverage surveys
the current state of group and public policies, most notably the
effects of the Affordable Care Act on insurers and consumers and
the current interest in universal coverage and single-payer plans.
Throughout, the author provides systemic reasons to explain why
today's health insurance fails so many consumers, concluding with
reality-based recommendations for making insurance more valuable to
both today's market and consumer well-being. Included among the
topics: *Defining health insurance and healthcare finance.
*Consuming and investing in health. *The scope of health insurance
and its constraints. *Matching health insurance supply and demand.
*The role of government in health insurance. *Ongoing challenges
and the future of health insurance. Bringing a needed degree of
objectivity to often highly subjective material, What Is Health
Insurance (Good) For? is a call to reform to be read by health
insurance researchers (including risk management insurance and
health services research), professionals, practitioners, and
policymakers.
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