Bye Bye Banks is a work based on research complemented by the
author's experiences, observations and opinions based on 50 years
of banking and financial experience. The book chronicles the
changes in banking over the past 25 years and the impact economic
disruption, disintermediation of traditional products and services,
governmental intervention throught legislation and control,
advances in technology, and changes in the way people and
businesses conduct their affairs has had on banking, particularly
community banks. The book answers many of the questions regarding
the impact change has had on banking and the expected declines
expected over the next decade. It also offers concepts for change
necessary to maintain banks and particularly community banks as one
of the principal engines for U.S. economic growth
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