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Financial Inclusion (Hardcover)
Loot Price: R2,886
Discovery Miles 28 860
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Financial Inclusion (Hardcover)
Series: The Economy Key Ideas
Expected to ship within 12 - 17 working days
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Without access to mainstream financial services, people pay more
for goods and services and have less choice. The impacts of
exclusion are not just financial but also affect education,
employment, health, housing, and overall well-being. Limited access
to financial services also impedes economic development in
impoverished communities, which has prompted policy-makers, private
institutions and NGOs to develop strategies to address financial
inclusion. Drawing on a series of illustrative case studies - from
India's micro-credit industry to mobile banking in South Africa -
Samuel Kirwan examines the various types of policy implementation
in developed and developing countries, and considers the social
impact and efficacy of such economic intervention. While
acknowledging the risks and pitfalls of government-backed and
private financial inclusion practices, the book makes a strong case
for the value of financial inclusion both as a conceptual term for
clarifying the stakes of material poverty and as a policy tool that
creates a space for meaningful changes in economic practices. The
book provides valuable insight into the role of government policy
in combatting inequality and is a welcome resource for researchers
examining the socio-economic dimensions of poverty and attempts to
address it.
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