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A Comparative Review of Shgs' Performance (Paperback)
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A Comparative Review of Shgs' Performance (Paperback)
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Self Help Groups as a tool for economic empowerment of people, from
less privileged section of society, turned in a kind of Magic Wand.
Success of Grameen Bank model developed by Mohammad Yunus,
transformed people treated as untouchables by financial
institutions in to bankable. Nations with sizeable portion of
population from less privileged section, also adopt the same for
their economic empowerment. The places which were remote and thus
could have forced government agencies to take some time, found the
helping hand of NGOs. Thus comparative evaluation of functioning of
SHGs, enabled by DRDA vs NGOs; turned in to a topic worth study for
scholars of Administrative Sciences. The comparison of governance
has been based on attributes viz, participation, loans to start
some economic enterprise to earn livelihood in sustained manner,
thrift savings on regular basis, proper documentation of
resolutions, loans advanced, repayment schedule; and enhanced
socioeconomic empowerment of the group members etc. The study
revealed that performance of SHGs having been nurtured by DRDA were
far better and ahead on the attributes when compared against those
being nurtured by NGOs.
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