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International Responses to Issues of Credit and Over-indebtedness in the Wake of Crisis (Paperback)
Loot Price: R1,219
Discovery Miles 12 190
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International Responses to Issues of Credit and Over-indebtedness in the Wake of Crisis (Paperback)
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This book explores the political, economic and regulatory context
in which credit regulation is taking place following the global
financial crisis. It suggests that current neoliberal economic
policies favour multi-national corporations rather than consumers
and examines regulatory responses to the internationalization of
consumer finance protection. Detailing how EU consumers have been
affected by national economic conditions, the book also analyses
the lending regimes of Europe, Australia, the US and South Africa
and offers suggestions for responsible lending to avoid
over-indebtedness and corrupt mortgage-lending. Finally, new
approaches and directions for consumer credit regulations are
outlined, such as protection for small businesses, protection
against risky credit products, reorganization of mortgage
securitization and the possibility of a partnership model to
address financial exclusion. The book includes contributions from
leading names in the field of consumer law and will be invaluable
to those interested in banking, business and commercial law.
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