Very soon your child will be going to college or university. Not
knowing good money management skills will cause them to be at risk
of excessive spending and debt. Financial literacy is the most
important skill that your child will ever acquire. The knowledge
and interactive tools in this book will help them to understand
their finances better, and learn to set dreams and goals to achieve
financial independence before they start work. What are some of the
benefits your child will be getting? 1. Budgeting - with easy to
follow step-by-step guides, your child will learn to create a
personal financial statement. They will acquire the skill of
prioritize spending and deferred gratification. This is an
important skill that even adults lack. It will indeed help them in
many financial decision in the future. 2. Credit card debt - your
child will have their credit card when they join the workforce
later. It will give them a better understanding about credit card
and how to be a responsible credit card user without falling into
the trap of excessive credit card usage. 3. Compounding interest -
interest can work in your favour when it is interest income and
against you when it is interest expense. Your child will learn how
compounding interest income can be their good friend when they
introduced with different saving options. It will be an open-eye to
them when they build a bigger pool of funds for investment in the
future.
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