By applying the knowledge and tools presented in this book, you
will learn to manage money wisely and develop good financial
habits; and these sound financial habits will in turn become your
building blocks for a secure future. What are some of the benefits
you will be getting? 1. Budgeting - this book provides you
step-by-step guides to create your own personal financial
statement. This is an important skill that even adults lack. It is
also an often-used skill by Managers and Investors to understand a
company's financial health. This will be a very useful tool for
fundamental analysis for investment in stocks, mutual funds, REITs,
bond funds and etc. 2. Home mortgage calculation - properties have
always been perceived as one of the most lucrative investment
assets. Especially for the newly graduated, you wish to have your
own property soon. When you learn to calculate the cost in
investing in a property (this website also provide you a free
mortgage calculator under the Resources page), you'll understand
the available investment options that will make your money grow. 3.
Credit card debt - you will have your own credit card very soon
when you join the workforce. It will make you a more responsible
credit card user when you learn to calculate credit card debt. You
will also learn many tips to manage your credit cards to prevent
yourself from falling into the trap of excessive credit card usage.
4. Maximizing your career income - This is about learning other
aspects of career success such as emotional intelligence (EQ). By
doing so, you will greatly increase your career income. 5. Multiply
your streams of income - besides your full time job, you can also
increase your side income by learning ways to create mutiple
streams of income without quitting your job.
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