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Books > Business & Economics > Finance & accounting > Finance > Insurance
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Social Functions and Economic Aspects of Health Insurance (Hardcover, 1986 ed.)
Loot Price: R4,483
Discovery Miles 44 830
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Social Functions and Economic Aspects of Health Insurance (Hardcover, 1986 ed.)
Series: Huebner International Series on Risk, Insurance and Economic Security, 5
Expected to ship within 10 - 15 working days
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Statistics published by the U. S. Department of Commerce (1980)
indicate that in 1977 we spent 8. 1% of our gross national product
(GNP) on life, health, property-casualty, and other forms of
insurance. An additional 5. 7% was used to pay the Social Security
tax, which is another form of insurance premium, for a total of 14.
8% of the GNP. \ Although insurance had its historical origin in
marine insurance, it has now developed into one of the major
industries of the American economy and extends into many areas of
economic activity. One area where growth has been particularly
strong is the medical sector. Health insurance is a major
institution in all industrialized countries. It became a government
responsibility in 1883 when Bismarck intro duced a compulsory
program of health insurance for industrial workers in Germany.
Programs for workers in various industrial and income categories
soon followed in other European countries-Austria (1888), Hungary
(1891), Norway (1909), Servia (1910), Great Britain (1911), and
Russia and Romania (1912) (Rubinow, 1913:250). Programs in these
countries were extended in subsequent years, and other countries in
Europe followed with their own programs. Consequently, today most
industrial countries have universal or near-universal health
insurance coverage. In the United States the issue of national
health insurance has been seriously debated since just prior to
World War I, and polling data since the 1930s show that a
substantial majority of the public has been supportive of such a
program (Erskine, 1975)."
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