Financial Markets for Small Enterprises in Urban and Rural Northern Thailand - Empirical Analysis on the Demand for and Supply of Financial Services, with Particular Emphasis on the Determinants of Credit Access and Borrower Transaction Costs (Paperback)

This study examines the demand for and supply of financial services for small entrepreneurs in Northern Thailand. Particular emphasis is placed on credit technologies deployed by formal and informal institutions and on determinants of credit access and borrower transaction costs. The study complements and expands on existing research into micro-finance by adding a specific regional dimension. A remarkable situation of <<urban bias in reverse>> has been detected as far as access to formal finance is concerned. Conventional access variables (such as education and the level of household income and assets) do not explain rural households' access to institutional credit sources, while these factors turned out to be powerful determinants in explaning urban households' access to formal finance. This can be explained by the efforts on the part of the Thai government to improve access to credit for small rural enterprises. The author concludes that the neglect of rural finance and the lack of innovative financial approaches is, to a significant extent, also the result of political priority-setting and decision-making; it cannot be attributed to unattractive investment possibilities alone.

General

Imprint:	Peter Lang Ag
Country of origin:	Switzerland
Series:	Development Economics & Policy, 28
Release date:	May 2002
Authors:	Wolfram Erhardt
Dimensions:	210 x 148 x 18mm (L x W x T)
Format:	Paperback
Pages:	240
ISBN-13:	978-3-631-38067-3
Categories:	Books > Social sciences > Politics & government > Political science & theory Books > Business & Economics > Economics > Development economics Books > Business & Economics > Economics > Political economy Books > Social sciences > Politics & government > Political structure & processes > General Books > Business & Economics > Economics > Macroeconomics > Monetary economics Books > Business & Economics > Finance & accounting > Finance > Banking Books > Money & Finance > Banking
LSN:	3-631-38067-4
Barcode:	9783631380673

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