CONTENTS: Speech Use of Technology in the Financial Sector: Significance of Concerted Efforts; Technology in Banking -- A Strategic Differentiator; Urban Cooperative Banking & Technology; Impact of IT in the Banking Sector; Payment & Settlement Systems & Information Technology; Provisions & Guidelines for Safe & Sound Electronic Banking; Technology Readiness of Indian Banks; Internet Banking in India: Issues & Prospects; Mobile Banking: At the Doorstep of the Masses; Electronic Banking: The Legal Perspectives; Technology in Banks: A Case Study of HDFC Bank; Technology Initiatives by State Bank of India; Business Process Transformation at Syndicate Bank: A Case Study.

CONTENTS: Central Banking Governance -- Insights; Central Bank Independence & Governance: Definitions & Modelling; Central Bank Independence & Policy Results: Theory & Evidence; Communicating a Policy Path: The Next Frontier in Central Bank Transparency?; Governance Structures & Decision -- Making Roles in Inflation Targeting Central Banks; Central Bank Governance: Maintaining Arm's Length from those in Power; Risk Based Supervision: Legal & Supervisory Implications; Central Bank Financial Strength, Transparency, & Policy Credibility; Payment System Governance; Transparency & Communication Policy in Japan; Rising New Governance Regime in Monetary Policy: A Review of ECB & Fed.