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In recent years, credit has become the predominant form of support
to small producers, while other forms of business development
services have diminished. Looking Beyond Credit assesses the need
for targeted business development services other than finance,
their growing importance among small producers and how they can
work in tandem with credit schemes.The book shows that small
producers generally face a range of constraintsother than finance
such as access to improved technology, raw materials, skills
training and information on market opportunities. Therefore,
schemes that address these constraints are achieving a larger
impact than those which focus on credit alone. The case studies
examined here record significant achievements in terms of
employment generation, increased incomes and product innovation and
diversification, thus supporting the view that targeted business
development services can play a bigger role and should be
incorporated with credit schemes to provide total support to small
producers.Looking Beyond Credit will be essential reading for
anyone involved in the supply or demand of business development
services.
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