|
Showing 1 - 1 of
1 matches in All Departments
This book offers a novel study on the impact of the Covid-19
pandemic on insurance from an international and comparative
perspective. It assesses how insurance has to adapt to a new
landscape, the effects of which will last over time and cut across
all areas of the field. To avoid physical contact, digitalisation
has accelerated dramatically, affecting insurance in all its
phases: risk selection, underwriting, pricing and claims
settlement. However, the effects of the Covid-19 pandemic go far
beyond that. The extent to which a claim caused directly or
indirectly by the virus is or is not covered by a given policy has
been the subject of debate in many insurance branches. The most
litigated cases worldwide are those that concern damages resulting
from business interruption due to restrictions enforced by the
authorities in virtually every country. This book analyses the
rulings (for and against the insured) that have already been handed
down by courts in various jurisdictions (for example in the US,
Latin America, Spain and Germany), in order to provide guidance to
the parties in future lawsuits and also to guide the courts' own
responses. This analysis extends to the measures that governments
have taken in relation to insurance during the pandemic, as well as
the changes that insurers have introduced in their general
conditions to exclude coverage for the pandemic. This response is
unsatisfactory, as the big question is how pandemic-related risks
can be covered if private insurers simply refuse to do so.
Solutions based on risk sharing with public entities or the use of
contractual modalities such as parametric insurance are among those
outlined by the authors. The book was written by experts from
academia and lawyers specialising in this field, and written for
all those interested in the field of insurance: lawyers, judges,
academics and legal professionals.
|
You may like...
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
|
Email address subscribed successfully.
A activation email has been sent to you.
Please click the link in that email to activate your subscription.