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The research project leading to this book was initiated in the fall
of 1979 when the American Council of Life Insurance (ACLI)
contacted Dan McGill, chairman of the Wharton School Insurance
Department, about conducting a study on risk classification in life
insurance. The ACLI was concerned about legislative and judicial
activity in this area and its potential effects on the life
insurance industry. A meeting was held at the ACLI offices in
Washington, D.C., between several members of the ACLI staff and Dan
McGill and David Cummins representing the Wharton School insurance
department. An agreement was reached that a study would be
conducted at Wharton dealing with issues in risk classification.
Although the staff of the ACLI suggested directions the study might
take, it was agreed that the design and execution of the study
would be solely under the control of the researchers. The
researchers also retained unrestricted publication rights in the
results of the study. This agreement has been honored by the ACLI
during the course of the project.
The research project leading to this book was initiated in the fall
of 1979 when the American Council of Life Insurance (ACLI)
contacted Dan McGill, chairman of the Wharton School Insurance
Department, about conducting a study on risk classification in life
insurance. The ACLI was concerned about legislative and judicial
activity in this area and its potential effects on the life
insurance industry. A meeting was held at the ACLI offices in
Washington, D.C., between several members of the ACLI staff and Dan
McGill and David Cummins representing the Wharton School insurance
department. An agreement was reached that a study would be
conducted at Wharton dealing with issues in risk classification.
Although the staff of the ACLI suggested directions the study might
take, it was agreed that the design and execution of the study
would be solely under the control of the researchers. The
researchers also retained unrestricted publication rights in the
results of the study. This agreement has been honored by the ACLI
during the course of the project.
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Dead to the World
B.D. Smith
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