In this first part of the INFINITECH book series, which is a series of three books, the principles of the modern economy that lead to make the modern financial sector and the FinTech’s the most disruptive areas in today’s global economy are discussed. INFINITECH envision many opportunities emerging for activating new channels of innovation in the local and global scale while at the same time catapult opportunities for more disruptive user-centric services. At the same time, INFINITECH is the result of a sharing vision from a representative global group of experts, providing a common vision and identifying impacts in the financial and insurance sectors.

This third and final part of the INFINITECH book series begins by providing a definition for Fintech, namely: the use of technology to underpin the delivery of financial services. The book further discusses why Fintech is the focus of industry nowadays as the waves of digitization and the way financial technology (FinTech) and insurance technology (InsuranceTech) are rapidly transforming the financial and insurance services industry. The book also introduces technology assets that follow the Reference Architecture (RA) for BigData, IoT and AI applications. Moreover, the series of assets includes the domain area where applications from the INFINITECH innovation project and the concept of innovation for financial sector are described. Further described is the INFINITECH Marketplace and its components including details of available assets, as well as a description of solutions developed in INFINITECH.