Cloudmoney take us to the frontlines of a war for our wallets that is also about our freedom: it is a captivating tour of the world of money that also asks the most important questions about our future.

The reach of corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we're told is natural and inevitable is actually the work of powerful interests. And the great battle of our time is for ownership of the digital footprints that make up our lives.

Cloudmoney tells a revelatory story about how the fusion of big finance and tech requires physical cash to be replaced by digital money underpinned by the banking sector, or 'cloudmoney'. Diving beneath the surface of the global financial system, Brett Scott uncovers a long-established lobbying infrastructure waging a covert war on cash. He reveals the technical, political and cultural differences between our different forms of money, and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress.

Cloudmoney takes us to the frontlines of a war for our wallets that is also about our freedom. From marketing strategies against cash, to the weaponization of Covid-19 to advance fintech platforms, and the cryptocurrency rebels and fringe groups pushing back, it asks the most pressing questions:

Who benefits from a cashless society and who gets left behind? Is the end of cash the end of true privacy? And is our cloudmoney future closer than we think?

Who really benefits from a cashless society? Many of us rarely use cash these days. And the reach of corporations into our lives via cards and apps has never been greater. But what we're told is inevitable is actually the work of powerful interests: the great battle of our time is for ownership of the digital footprints that make up our lives. Cloudmoney tells a revelatory story about the fusion of big finance and tech, which requires physical cash to be replaced by digital money or 'cloudmoney'. Diving beneath the surface of the global financial system, Brett Scott uncovers a long-established lobbying infrastructure waging a covert war on cash under the banner of progress but at the cost of our privacy, politics and individual freedom. 'A wonderfully revolutionary text' YANIS VAROUFAKIS 'Scott has struck an important vein that is vital in a digital age' FINANCIAL TIMES 'Brilliant, fascinating and utterly accessible' KATE RAWORTH, author of Doughnut Economics

Popular anger against the financial system has never been higher, yet the practical workings of the system remain opaque to many people. The Heretic's Guide to Global Finance aims to bridge the gap between protest slogans and practical proposals for reform. Brett Scott is a campaigner and former derivatives broker who has a unique understanding of life inside and outside the financial sector. He builds up a framework for approaching it based on the three principles of 'Exploring', 'Jamming' and 'Building', offering a practical guide for those who wish to deepen their understanding of, and access to, the inner workings of financial institutions. Scott covers aspects frequently overlooked, such as the cultural dimensions of the financial system, and considers major issues such as agricultural speculation, carbon markets and tar-sands financing. Crucially, it also showcases the growing alternative finance movement, showing how everyday people can get involved in building a new, democratic, financial system.

R. Murray Schafer: A Creative Life is the authoritative exploration of the life and work of this preeminent Canadian composer, artist, educator, and activist. Working closely with the composer and his family, Brett L. Scott has created the most up-to-date and accurate exploration of Schafer. Scott draws on many public and private sources, including the composer's own journals and correspondence, which have not been previously available to researchers. Scott discusses Schafer's extensive writings, including his research writings on Ezra Pound and E. T. A. Hoffmann, and his multiple works of fiction. The volume also includes a detailed summary of Schafer's work in the field of acoustic ecology and recognition of his role as founder of the World Soundscape Project as well as an overview of his writings on creative music education. With complete discussions of his theater works, choral compositions, compositions for voice, chamber pieces, orchestral compositions, and early and transitional works and a chronological list of compositions and select discography, this volume presents the most comprehensive study of Schafer and his enduring legacy.

R. Murray Schafer: A Creative Life is the authoritative exploration of the life and work of this preeminent Canadian composer, artist, educator, and activist. Working closely with the composer and his family, L. Brett Scott has created the most up-to-date and accurate exploration of Schafer. Scott draws on many public and private sources, including the composer's own journals and correspondence, which have not been previously available to researchers. Scott discusses Schafer's extensive writings, including his research writings on Ezra Pound and E. T. A. Hoffmann, and his multiple works of fiction. The volume also includes a detailed summary of Schafer's work in the field of acoustic ecology and recognition of his role as founder of the World Soundscape Project as well as an overview of his writings on creative music education. With complete discussions of his theater works, choral compositions, compositions for voice, chamber pieces, orchestral compositions, and early and transitional works and a chronological list of compositions and select discography, this volume presents the most comprehensive study of Schafer and his enduring legacy.