Balanced, practical risk management for post financial crisis institutions Fundamentals of Risk Management fills a critical gap left by existing risk management texts. Instead of focusing only on quantitative risk analysis or only on institutional risk management, this book takes a comprehensive approach. The disasters of the recent financial crisis taught us that managing risk is both an art and a science, and it is critical for practitioners to understand how individual risks are integrated at the enterprise level. This book is the only resource of its kind to introduce all of the key risk management concepts in a cohesive case study spanning each chapter. A hypothetical bank drawn from elements of several real world institutions serves as a backdrop for topics from credit risk and operational risk to understanding big-picture risk exposure. You will be able to see exactly how each rigorous concept is applied in actual risk management contexts. Fundamentals of Risk Management includes: * Supplemental Excel-based Visual Basic (VBA) modules, so you can interact directly with risk models * Clear explanations of the importance of risk management in preventing financial disasters * Real world examples and lessons learned from past crises * Risk policies, infrastructure, and activities that balance limited quantitative models This book provides the element of hands-on application necessary to put enterprise risk management into effective practice. The very best risk managers rely on a balanced approach that leverages every aspect of financial operations for an integrative risk management strategy. With Fundamentals of Risk Management, you can identify and control risk at an expert level.

Over the past two decades, the rapid development of nanochemistry and nanotechnology has allowed the synthesis of various materials and oxides in the form of nanopowders making it possible to produce new energetic compositions and nanomaterials. This book has a bottom-up structure, from nanomaterials synthesis to the application fields. Starting from aluminum nanoparticles synthesis for fuel application, it proposes a detailed state-of-the art of the different methods of preparation of aluminum-based reactive nanomaterials. It describes the techniques developed for their characterization and, when available, a description of the fundamental mechanisms responsible for their ignition and combustion. This book also presents the possibilities and limitations of different energetic nanomaterials and related structures as well as the analysis of their chemical and thermal properties. The whole is rounded off with a look at the performances of reactive materials in terms of heat of reaction and reactivity mainly characterized as the self-sustained combustion velocity. The book ends up with a description of current reactive nanomaterials applications underlying the promising integration of aluminum-based reactive nanomaterial into micro electromechanical systems.

Will Cuba be free, or will it become part of the United States? As the election draws near, Cuba becomes a powder keg. The exactions of El Santero continue, terrifying the liberators-turned-occupiers and enflaming the spirit of the freedom-starved Cubans. In response, American authorities don't hesitate to use extreme violence to ensure that their candidate will win and become not the president of the Republic of Cuba, but the first governor of the 46th state. For the SPOOKS, torn between duty and convictions, the danger is real, and choices will have to be made...

This document provides the guidelines by which the TOPEX Radar Altimeter hardware development effort for the TOPEX flight project shall be implemented and conducted. The conduct of this activity shall take maximum advantage of the efforts expended during the TOPEX Radar Altimeter Advanced Technology Model development program and other related Radar Altimeter development efforts. This document complies with the TOPEX Project Office document 633-420 (D-2218), entitled, "TOPEX Project Requirements and Constraints for the NASA Radar Altimeter" dated December 1987.

This is a reproduction of a book published before 1923. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.