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Fintech and Green Investment: Transforming Challenges into Opportunities is a comprehensive resource that aims to provide insights into the challenges and opportunities of the transitional process to green investments through the fintech revolution.The book focuses on how the intersection of fintech and green investment can be used to overcome challenges and create new opportunities. It discusses how fintech is rapidly transforming the financial sector landscape and blurring the boundaries of financial firms and the financial sector, resulting in a paradigm shift that has various policy implications. The book also discusses the importance of broadening monitoring horizons and reassessing the role of financial regulation in the new landscape. Fintech and Green Investment is a collection of scientific articles and case studies in all countries, covering all primary areas of finance.The book provides a comprehensive resource for anyone interested in understanding the impact of fintech on green investment, and the potential opportunities and challenges that lie ahead. It offers valuable insights into how the transformative power of fintech can be harnessed to create a sustainable future.
Lack of credit access is severe in low income and poor families that are normally considered to have fewer opportunities to borrow from banks due to insufficient valuable assets for collateral. These low-income households face limited opportunity to acquire new technology and working capital for agricultural production and thus tend to fall behind. As a result, providing access to finance to low-income rural households has been considered an important component of any rural development strategy. Microfinance programmes, in particular, have been gradually embedded in national strategies of many developing countries as they are poverty-focused. They aim to facilitate the access to financial services such as credit for the poor who are usually disadvantaged in terms of access to conventional financial services from formal financial institutions. The objective of this book is to provide an overview of microfinance programmes in Asia focusing in particular on the determinants of the accessibility of rural households to microcredit. The book studies seven Asian countries such as China, Malaysia, Vietnam, Thailand, the Philippines, Indonesia, and Bangladesh with two specific case studies.
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