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Papa Balloon is the story of a unique, mysterious figure who magically appears in a land where the people have become divided and are in need of greater understanding and empathy for each other. Traveling through each of the four villages in this land and accompanied by the children who discover him, Papa Balloon teaches the villages a profound lesson in a simple way. Colorfully and brightly illustrated, and a page-turner of a tale, it is the perfect book for any parent who wants their children to learn about treating the traditions and viewpoints of others with respect, while putting forth the belief that we, as a group, are more united than we realize. Early reader-ages 5-8.
We reveal every dealer trick & tactic & teach you to take control of the car buying process; We teach those with poor credit to get better deals & credit terms; And those with good credit how to keep the dealer from using that info against them; How to find the true market value of any vehicle you might buy or trade; How lenders create a loan structure & qualify borrowers; How to budget as the lenders will & to know what a lenders down payment, monthly payment & loan advance guidelines will be; How dealers use the finance process as a revenue center; How to get the rates & terms your approved at, without the dealer markup; The rights afforded by the Fair Credit Reporting Act & the steps available to correct errors & misinformation. Applying our simple techniques & tools will assure that you never again pay too much for a car or finance at terms & rates beyond what you really qualify for. You will save hundreds, even thousands, of dollars each and every time you buy a car.
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