Never has there been so much media interest in pensions as there is currently. Never has the pensions world changed so rapidly as it has over the last few years. This new edition of Pension Schemes and Pension Funds in the United Kingdom provides the latest information on all the key state and private pension schemes operating in the UK within the context of its long historical development since medieval times. It also examines government pensions policy over the last twenty years, and looks ahead to future trends and concerns.

First published in 1992, this book explains how pension funds work in order to highlight their impact on the economy as a whole. David Blake explores the different systems in operation at the time of writing, both state run and private sector, and describes policy initiatives such as personal pension schemes. Longer life-expectancy, overseas investment, equal opportunities and short-termism in capital markets are among the issues discussed as David Blake assesses how pension funds typically behave. This is a title of continued relevance, which addresses the questions repeatedly raised within government and wider society.

First published in 1992, this title conducts an in-depth examination of the investment behaviour of pension funds, presenting the first econometric model in this area. Using the well-established framework of modern portfolio theory, David Blake derives a model of optimal portfolio behaviour that explains pension fund asset holdings in terms of the most important macroeconomic and cyclical indicators. He shows how factors such as industry profitability, the balance of payments and the monetary and fiscal policies of the government influence pension fund investments. Broad in scope, this reissue will be of particular value to students and academics with an interest in econometrics, investment analysis and the pension fund industry.

First published in 1992, this title conducts an in-depth examination of the investment behaviour of pension funds, presenting the first econometric model in this area. Using the well-established framework of modern portfolio theory, David Blake derives a model of optimal portfolio behaviour that explains pension fund asset holdings in terms of the most important macroeconomic and cyclical indicators. He shows how factors such as industry profitability, the balance of payments and the monetary and fiscal policies of the government influence pension fund investments. Broad in scope, this reissue will be of particular value to students and academics with an interest in econometrics, investment analysis and the pension fund industry.

First published in 1992, this book explains how pension funds work in order to highlight their impact on the economy as a whole. David Blake explores the different systems in operation at the time of writing, both state run and private sector, and describes policy initiatives such as personal pension schemes. Longer life-expectancy, overseas investment, equal opportunities and short-termism in capital markets are among the issues discussed as David Blake assesses how pension funds typically behave. This is a title of continued relevance, which addresses the questions repeatedly raised within government and wider society.

Historically Japan has alternated between periods of celebration of a diverse, multicultural society and severe spells of xenophobia and persecution of the Other. This collection of multidisciplinary essays re-introduces the idea of Japan as a multicultural society and reflects a rapidly changing Japan as the Japanese confront a new range of diversity in their midst.

Shedding new light on the manifestations of difference in Japan from a diverse range of authors and perspectives, this extraordinary book is a study of those persons who are very much part of Japanese society today, but whose voices have long been neglected, silenced or oppressed.

Written in accessible language, this broad-based volume is an attractive and useful resource for students and academics, as well as being a timely and revealing contribution to research scholars and for those interested in the phenomena of cultural identities and transformations.

Transcultural Japan provides a critical examination of being Other in Japan. Portraying the multiple intersections of race, ethnicity, class, and gender, the book suggests ways in which the transcultural borderlands of Japan reflect globalization in this island nation. The authors show the diversity of Japan from the inside, revealing an extraordinarily complex new society in sharp contrast to the persistent stereotypical images held of a regimented, homogeneous Japan. Unsettling as it may be, there are powerful arguments here for looking at the meanings of globalization in Japan through these diverse communities and individuals. These are not harmonious, utopian communities by any means, as they are formed in contexts, both global and local, of unequal power relations.

Yet it is also clear that the multiple processes associated with globalization lead to larger hybridizations, a global melange of socio-cultural, political, and economic forces and the emergence of what could be called trans-local Creolized cultures. Transcultural Japan reports regional, national, and cosmopolitan movements. Characterized by global flows, hybridity, and networks, this book documents Japan's new lived experiences and rapid metamorphosis.

Accessible and engaging, this broad-based volume is an attractive and useful resource for students of Japanese culture and society, as well as being a timely and revealing contribution to research scholars and for those interested in race, ethnicity, cultural identities and transformations.

Contents:
1. Introduction
2. Portfolio behaviour and asset pricing in a characteristics framework
3. Financial intermediation and financial innovation in a characteristics framework
4. A characteristics definition of financial markets
5. The computation of interest equivalences for the nonprice characteristics of bank products
6. A characteristics analysis of financial innovations in short term retail financial products

The world of work is going through a large-scale transition with digitization, automation and acceleration. Critical skills and expertise are imperative for companies and their employees to succeed in the future, and the most forward-thinking companies are being proactive in adapting to the shift in the workforce. Kelly Palmer, Silicon Valley thought-leader from LinkedIn, Degreed, and Yahoo, and David Blake, co-founder of Ed-tech pioneer Degreed, share their experiences and describe how some of the smartest companies in the world are making learning and expertise a major competitive advantage. The authors provide the latest scientific research on how people really learn and concrete examples from companies in both Silicon Valley and worldwide who are driving the conversation about how to create experts and align learning innovation with business strategy. It includes interviews with people from top companies like Google, LinkedIn, Airbnb, Unilever, NASA, and MasterCard; thought leaders in learning and education like Sal Khan and Todd Rose; as well as Thinkers50 list-makers Clayton Christensen, Daniel Pink and Whitney Johnson. The Expertise Economy dares you to let go of outdated and traditional ways of closing the skills gap, and challenges CEOs and business leaders to embrace the urgency of re-skilling and upskilling the workforce.

This is a reprint of the collection of Eisler's writings in English, first published in 1978. For Eisler the written word was very important and people paid tribute to his mind, quickness of thought, wit and breadth of cultural knowledge.

Described in Germany as the 'most thought-provoking' book of the bicentennial year, Georg Knepler's acclaimed study of Mozart is now available in paperback. The book explores Mozart's life and works from many new perspectives, providing fresh insights into his music and the tempestuous times through which he lived. Based on a close reading of the family correspondence and a careful consideration of Mozart's entire musical output, the book sheds new light on the composer's creative psyche, his political leanings, his relation to the thoughts and currents of the Enlightenment, and the underlying basis of his musical expression.