Australia is in the midst of a major social and economic experiment that centres on financial risks being shifted onto ordinary people. We are being asked to manage ourselves as if we are businesses, and these businesses are being squeezed tighter and tighter.Households are taking on more risk and financial stress, implicitly accepting demands that they be stable, secure payers. What is driving this, and how might we resist it?Risking Together: How Finance is Dominating Everyday Life in Australia explains what is systematic about this arisk-shifting' onto households, explores the frontier of financialised profit making, and includes suggestions on pushing back.aThis brilliant and timely book shows how a silent yet pervasive transformation has taken place in Australian society a| Bryan and Rafferty show how finance has become implicated in all aspects of social life and how mundane household financial transactions are now central to the economic stability of the nation.'Lisa Adkins, Head of the School of Social and Political Sciences, University of Sydney and Academy of Finland Distinguished Professor, University of Tampere, Finland.aIn the world of post-blockchain technologies we're looking to build new ways of risking together. The work of Bryan and Rafferty has been inspiring. This new book presents us with concepts and methods of analysis that are groundbreaking.'Akseli Virtanen, CEO, Economic Space Agency, Oakland, California and Berlin.

Over the last 20 years - and especially over the last decade - the international expansion of money and commodities and the international relocation of production have grown tremendously. As a result, there now exists a real contradiction in accumulation: Although global in orientation, it remains structured by the nation state. Conventional economic literature generally explains the international economy as exogenous to the national economy. Though the former does influence the latter, national economy and policy remain discrete. Conversely, there is a developing literature on globalism that explores the tendency for international capital to eradicate national differences, even to overpower nation states. However, neither interpretation adequately considers the contradictions for national policy that have accompanied the internationalization of capital. In this volume, Dick Bryan examines the influence of the international economy upon domestic accumulation, describing the process as the expression of the contradiction between the international scope of accumulation and the national scope of its regulation. Developing a theoretical framework for understanding the contradiction within Marxist political economy, he addresses the theory of value on an international scale, as well as theories of global restructuring and crisis. These issues are then applied to those domestic policies - such as monetary policy and balance of payments - that interrelate with the international economy. The author argues that the conventional theories informing these approaches have consistently failed to recognize the contradictions in international accumulation. National economic management has, as a result, reverted to explicit class politics, attempting to solve domestic economic problems by targeting the living standards of labor

Over the last 20 years - and especially over the last decade - the international expansion of money and commodities and the international relocation of production have grown tremendously. As a result, there now exists a real contradiction in accumulation: Although global in orientation, it remains structured by the nation state. Conventional economic literature generally explains the international economy as exogenous to the national economy. Though the former does influence the latter, national economy and policy remain discrete. Conversely, there is a developing literature on globalism that explores the tendency for international capital to eradicate national differences, even to overpower nation states. However, neither interpretation adequately considers the contradictions for national policy that have accompanied the internationalization of capital. In this volume, Dick Bryan examines the influence of the international economy upon domestic accumulation, describing the process as the expression of the contradiction between the international scope of accumulation and the national scope of its regulation. Developing a theoretical framework for understanding the contradiction within Marxist political economy, he addresses the theory of value on an international scale, as well as theories of global restructuring and crisis. These issues are then applied to those domestic policies - such as monetary policy and balance of payments - that interrelate with the international economy. The author argues that the conventional theories informing these approaches have consistently failed to recognize the contradictions in international accumulation. National economic management has, as a result, reverted to explicit class politics, attempting to solve domestic economic problems by targeting the living standards of labor