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In recent years, choice no-fault has emerged as a popular but
controversial proposal for addressing the problem of high
automobile insurance rates. Choice plans offer consumers the option
of a lower-cost insurance policy with restrictions on filing
lawsuits or a higher-cost policy with full tort rights. Some
American states have implemented choice programs, and major federal
choice legislation is now pending in the United States Congress.
Choice no-fault has caught the attention of policy makers, the
insurance industry, and academics. Until now, however, no single
book has pulled together the available research on the topic. The
Economics and Politics of Choice No-Fault Insurance fills that gap.
Edited by scholars from different disciplines, each of whom has
written extensively on automobile insurance issues, the book
includes some of the best work in the area. Former Massachusetts
Governor and presidential candidate Michael S. Dukakis wrote the
foreword. Contributors include University of Virginia Law Professor
Jeffrey O'Connell, widely considered the `father of no-fault,' as
well as authors of the influential RAND study of the potential
effects of choice no-fault on insurance rates. The book chapters,
most of which were written especially for this volume, cover topics
ranging from the impact of choice no-fault on accidents and driving
behavior, to the effects of choice on medical care usage, to
alternative approaches for resolving accidents involving both
`no-fault' and `tort' electors, to the political feasibility of
choice legislative proposals. Emphasis on the potential advantages
of choice no-fault is balanced by consideration of possible ill
effects.
In recent years, choice no-fault has emerged as a popular but
controversial proposal for addressing the problem of high
automobile insurance rates. Choice plans offer consumers the option
of a lower-cost insurance policy with restrictions on filing
lawsuits or a higher-cost policy with full tort rights. Some
American states have implemented choice programs, and major federal
choice legislation is now pending in the United States Congress.
Choice no-fault has caught the attention of policy makers, the
insurance industry, and academics. Until now, however, no single
book has pulled together the available research on the topic. The
Economics and Politics of Choice No-Fault Insurance fills that gap.
Edited by scholars from different disciplines, each of whom has
written extensively on automobile insurance issues, the book
includes some of the best work in the area. Former Massachusetts
Governor and presidential candidate Michael S. Dukakis wrote the
foreword. Contributors include University of Virginia Law Professor
Jeffrey O'Connell, widely considered the father of no-fault, ' as
well as authors of the influential RAND study of the potential
effects of choice no-fault on insurance rates. The book chapters,
most of which were written especially for this volume, cover topics
ranging from the impact of choice no-fault on accidents and driving
behavior, to the effects of choice on medical care usage, to
alternative approaches for resolving accidents involving both
no-fault' and tort' electors, to the political feasibility of
choice legislative proposals. Emphasis on the potential advantages
of choice no-fault is balanced by consideration of possible ill
effects.
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