First You Dream is a unique learning opportunity combining Christian teachings with basic financial management. The steps are outlined as: dreaming, analysis, planning and action. The workbook is appropriate for use by individuals, trained clergy, lay leaders and group leaders. It features the sermons of Rev Dr. Marti Zimmerman which were created as part of her studies at Iliff School of Theology. Additionally, the workbook serves as a personal guide for the user in learning basic financial management concepts and in doing exercises concerning values, goals, and performing an analysis of personal finances

Your author, Dr. Jon Schiller, decided to write this book about Education in the 21st Century after observing what changes are taking place in the Public Schools from Kindergarten thru the 12th grade in high school. His co-author Emilie Manns Smyth had a unique experience teaching 18 years in the California elementary school system in Fullerton and in Huntington Beach, California. Then 25 years after retirement and after living in Spain for 17 years, she returned to California and began substitute teaching in a school district in the County of Santa Barbara all grades from Kindergarten through High School Seniors. She taught all classes offered to her, from high school honors English, special education classes at all levels, English as a Second Language classes, Physical Education at all levels, Automobile Mechanics, Drivers Education and Shop classes. This allowed her to contribute observations she had seen in the California school system and what was taught to the students over this wide range of years.