This innovative book explores how the design of financial education programmes could benefit from the findings of behavioural economics and finance and cognitive sciences. It covers the social, cultural and technological determinants of financial education, the role of the banking system in promoting financial literacy, and how governments and regulatory authorities are dealing with financial education and risk literacy programmes in schools. Featuring contributions from authors with diverse methodological and ideological backgrounds, Financial Education and Risk Literacy offers a rich and multifaceted debate. Chapters explore theory and empirical evidence, utilising investigations of programmes deployed and the outcomes of experiments. This book also complements the emerging literature by studying how individuals perceive and process information when making financial decisions. Economics students and scholars, in particular those studying behavioural economics, will appreciate the forward-looking agenda of this book. Its insights into how policymakers can benefit from a behavioural approach will also help regulators in the financial education sector.

Following rapid technological advancements that have taken place throughout the late 20th and early 21st centuries, this intriguing book provides a dynamic agenda for the study of artificial intelligence (AI) within finance. Through an in-depth consideration of the use of AI, it utilises case-study examples to investigate AI’s effectiveness within investment and banking. Artificial Intelligence and Financial Behaviour examines to what extent AI can guide people to improve their financial wellbeing. It explores potential effects of, and problems with, specific technologies, as well as describing current regulatory considerations regarding the use of AI and machine learning. Chapters succinctly portray the impact AI may have on investor and trader behaviour. This highly informative book will be beneficial for students and researchers studying behavioural and regulatory economics. It will also be immensely useful for financial regulators who are analysing problems from contemporary points of view.

Financial markets are complex. Regulators strive to predict ways in which they can malfunction and create rules to prevent this from happening, yet behavioural impacts are often overlooked. This book explores how behavioural finance can go hand-in-hand with traditional methods to help banks and regulators create better policies. It also demonstrates how the behavioural finance revolution has opened the way to a more integrated approach to the analysis of economic phenomena. This book adopts a forward-looking agenda that takes account of existing practices based on behavioural science. It focuses on how to make financial markets an arena for fair play as a central criterion for securing and enhancing societal well being. It examines how bounded rationality, heuristic decision making, aversion to losses, endowment effects and social preferences may impact financial decisions, thus exposing the flaws in traditional forecasting methods that rely on an over-simplified representation of the individual. With contributions from both academics and practitioners, this book will be fundamental reading for researchers in the finance and behavioural economics. Regulators who wish to utilise behavioural policymaking will also find this a beneficial read. Contributors include: B. Alemanni, C. Attia, M. Bianco, G. Bracchi, E. Cervellati, C. Cruciani, G. De Felice, M. Egidi, U. Filotto, F. Franceschi, G. Gardenal, G. Gigerenzer, C. Giorgiantonio, D. Hilton, N. Linciano, A. Lojschova, D. Masciandaro, B. Mojon, P. Mottura, S. Mousavi, A. Penalver, L. Portelli, U. Rigoni, S. Rossi, Z. Rotondi, G. Sillari, A. Varaldo, R. Viale, G. Zevi

INCEPTION - In February 1999 Giona Esago is kidnapped by the secretive Allied forces that control antigravity technology on Earth. He is given the opportunity to emigrate permanently to Mars due to his unusual ability to extrapolate correct conclusions from only few and scattered clues. En route to Mars he discovers that antigravity technology began with the Nazi regime on Earth which still exists and now controls the Moon, while Mars, and to a lesser extent Earth, are supposedly under Allied control. He receives advanced training and healing in Soviet-origin psychotronic chambers and is instructed in his overt mission, which will be a cataloguing of currently retrieved ancient Martian artifacts. He is also secretly recruited by a mysterious man who explains Giona's secret mission is to try and establish what the true purpose of the alien Greys is. Although the aliens have agreed not to have a presence on Mars, they trade advances in technology in exchange for various genetic experiments, and they have dealings with all the various human factions, including the Nazi regime on Luna.

STASIS begins six months into Esago's mission, on a Mars that is vastly different from what has been taught to the unsuspecting citizens of Earth.

The second book in the Overlords of Mars series.

"'This book is what John Carter of Mars books could have been if written in the 21st century.' -Hawar Talabani "

"'He writes like a mix of Philip K. Dick and the Strugatsky brothers. Giuseppe Filotto is the 21st Century version of H.G.Wells with psychotronic enhancement.' -Henry Marten"

PLEASE NOTE: This book is more than twice the size of the first book in the series accounting for the higher production costs.

On 10 October, 1944 -eight months before the USA- Nazi Germany tested the first Atom Bomb. The pressure wave had a diameter of 9 km and the resulting EMP pulse knocked out all the phones in Berlin for more than two days. Testimony of this event by pilot Hans Zinsser was recorded in August 1945. It was declassified only in 1992. In 1946-47 the mysterious mission to Antarctica led by Admiral Richard E. Byrd: Operation Highjump, included more than 4,700 US soldiers with mechanised and air support vehicles. It ended catastrophically after only a few weeks and was cut short of several months. En route back to the USA in March 1947, Admiral Byrd, told a journalist from El Mercurio that America should prepare itself to be attacked by aircraft of Polar origin that could fly at unheard of speeds. Three months later, in June 1947, eyewitness Kenneth Arnold is credited as the man who coined the words "flying saucers," when describing the first UFO 'flap' in Washington DC; a clear message to the White House. The Roswell crash in July 1947 was originally first reported not as being "extraterrestrial" in origin, but rather as having technology from Germany. After debriefing in March 1947, Admiral Byrd never discussed Antarctica again. His diaries are currently still classified. In 1958 project Argus in utmost secrecy, detonates at least three atomic bombs in Antartica. No real explanation as to why was ever divulged. From the 1950s onwards, astronomers have noted many anomalies on the Moon. Including what appears to be large machinery involved in major earthworks. All of the above is not fiction. *** Overlords of Mars: Inception, mixes real history, cutting edge science and brilliant speculative fiction to create the first book where truth and fiction may be a lot closer than any of us would like. "He writes like a mix of Philip K. Dick and the Strugatsky brothers. Giuseppe Filotto is the 21st Century version of H.G. Wells with psychotronic enhancement." -Henry Marten

Giuseppe Piero Filotto was born in Italy in 1947. He began studying Civil Engineering but soon redirected his passion to Karate after the arrival of Japanese martial arts in Europe. A subsequent injury and need to provide for his family saw him leave for Africa in his mid twenties. He now lives in Botswana and after having sold both his contruction company and Private Security Company, he decided to write this book about Africa (Nigeria and Botswana): A journey seen through the eyes of a young man who fell in love with this Continent and chose to grow old in it. This unique book recounts a journey few have undertaken: a young European man, influenced by Japanese martial art culture, seeking his place in Africa. Its story is one of discovery, immersion, and a passion for Africa and African life that would see Giuseppe, body and soul, close the door to the Western world and forever become part of Africa. His hope is that this book will not only make you understand Africa, but make you feel Africa.

***

Giona Esago is unexpectedly and suddenly introduced to a reality he has so far only suspected. What is more, he is now tasked to become one of the elite who have knowledge of the realities concerning off-planet bases, though the exact reasons why he has been selected are not immediately clear.

***

All of what follows below is not fiction. Is what follows from these historical facts in the present going to be any less incredible?

***

On 10 October, 1944 -eight months before the USA- Nazi Germany tested the first Atom Bomb. The pressure wave had a diameter of 9 km and the resulting EMP pulse knocked out all the phones in Berlin for more than two days. Testimony of this event by pilot Hans Zinsser was recorded in August 1945. It was declassified only in 1992.

In 1946-47 the mysterious mission to Antarctica led by Admiral Richard E. Byrd: Operation Highjump, included more than 4,700 US soldiers with mechanised and air support vehicles. It ended catastrophically after only a few weeks and was cut short of several months. En route back to the USA in March 1947, Admiral Byrd, told a journalist from El Mercurio that America should prepare itself to be attacked by aircraft of Polar origin that could fly at unheard of speeds. Three months later, in June 1947, eyewitness Kenneth Arnold is credited as the man who coined the words "flying saucers," when describing the first UFO 'flap' in Washington DC; a clear message to the White House. The Roswell crash in July 1947 was originally first reported not as being "extraterrestrial" in origin, but rather as having technology from Germany. After debriefing in March 1947, Admiral Byrd never discussed Antarctica again. His diaries are currently still classified.

In 1958 project Argus in utmost secrecy, detonates at least three atomic bombs in Antartica. No real explanation as to why was ever divulged. From the 1950s onwards, astronomers have noted many anomalies on the Moon. Including what appears to be large machinery involved in major earthworks.

***

Overlords of Mars: Inception, mixes real history, cutting edge science and brilliant speculative fiction to create the first book where truth and fiction may be a lot closer than any of us would like.

""He writes like a mix of Philip K. Dick and the Strugatsky brothers. Giuseppe Filotto is the 21st Century version of H.G. Wells with psychotronic enhancement."" -Henry Marten

PLEASE NOTE: This book also includes exclusive access to 40 instructional videos that cover various practices detailed in the text. This is the first complete training manual for Systema, the Russian Martial Art developed for use by the elite ex-Soviet Special Operation Units of Spetsnaz. Nowhere else has the previously often classified material found in these pages been collated in one place for civilian use. Many personal anecdotes and experiences throughout the book make for an entertaining, humorous and informative read. In the typically unorthodox fashion of Systema itself, this is no dry text book but an easy-to-use teaching aid and a very human study. Includes previously classified scientific information that relates to the underlying principles of military and sports science. The latest scientific research on supposedly "superhuman abilities" and how to easily develop these in simple and effective ways. Learn how to perform three of the "mini superpowers" in no more than 30 minutes each, to satisfy yourself that the concepts in this book are NOT hype but just pure science, repeatable and learnable by anyone willing to do the work. Learn the more powerful abilities often considered "impossible" by most hard-core martial artists until these are performed on them. Easy to follow explanations on the basic principles of military sports science and how they relate to real-life survival of combat. Useful for anyone involved not just in martial arts, but any sports in general and, in fact, most human activities, as the principles presented are applicable not just to Systema but to any practical human endeavour."