The story of banking in twentieth-century Oklahoma is also the story of the Sooner State's first hundred years, as Michael J. Hightower's new book demonstrates. Oklahoma statehood coincided with the Panic of 1907, and both events signaled seismic shifts in state banking practices. Much as Oklahoma banks shed their frontier persona to become more tightly integrated in the national economy, so too was decentralized banking revealed as an anachronism, utterly unsuited to an increasingly global economy. With creation of the Federal Reserve System in 1913 and subsequent choice of Oklahoma City as the location for a branch bank, frontier banking began yielding to systems commensurate with the needs of the new century.
Through meticulous research and personal interviews with bankers statewide, Hightower has crafted a compelling narrative of Oklahoma banking in the twentieth century. One of the first acts of the new state legislature was to guarantee that depositors in state-chartered banks would never lose a penny. Meanwhile, land and oil speculators and the bankers who funded their dreams were elevating get-rich-quick (and often get-poor-quick) schemes to an art form. In defense of country banks, the Oklahoma Bankers Association dispatched armed vigilantes to stop robbers in their tracks.
Subsequent developments in Oklahoma banking include adaptation to regulations spawned by the Great Depression, the post-World War II boom, the 1980s depression in the oil patch, and changes fostered by rapid-fire advances in technology and communication. The demise of Penn Square Bank offers one of history's few unambiguous lessons, and it warrants two chapters--one on the rise, and one on the fall. Increasing regulation of the banking industry, the survival of family banks, and the resilience of community banking are consistent themes in a state that is only a few generations removed from the frontier.

This new edition of Mental Health in a Multi-Ethnic Society is an authoritative, comprehensive guide on issues around race, culture and mental health service provision. It has been updated to reflect the changes in the UK over the last ten years and features entirely new chapters by over twenty authors, expanding the range of topics by including issues of particular concern for women, family therapy, and mental health of refugees and asylum seekers. Divided into four sections the book covers: issues around mental health service provision for black and minority ethnic (BME) communities including refugees and asylum seekers critical accounts of how these issues may be confronted, with examples of projects that attempt to do just that programs and innovative services that appear to meet some of the needs of BME communities a critical but constructive account of lessons to be drawn from earlier sections and discussion of the way ahead. With chapters on training, service user involvement, policy development and service provision Mental Health in a Multi-Ethnic Society will appeal to academics, professionals, trainers and managers, as well as providing up-to-date information for a general readership.

Social policy is central to social work practice. This textbook is designed to help students, practitioners and academics think critically about the relationship between policy and practice; particularly in how policy both structures and informs practice. Reflective questions help critical thinking and links to websites of substantive information across the UK and internationally help keep you up-to-date with policy developments. The authors' experience and skills in working with different service user groups combine to provide a constructive and critical approach to working with social policy in an era of welfare retrenchment. Key topics include: discretion and practice; social work training and education; safeguarding children; responses to the needs of looked after children; personalization in adult care; 'race' and welfare policy; domestic violence; mental health and capacity; and comparing social work and social care internationally.

This new edition of a widely-respected textbook examines welfare policy and racism in a broad framework that marries theory, evidence, history and contemporary debate. Fully updated, it contains: * a new foreword by Professor Kate Pickett, acclaimed co-author of The Spirit Level * two new chapters on disability and chronic illness, and UK education policy respectively * updated examples and data, reflecting changes in black and minority ethnic demographics in the UK * a post-script from a minority student on her struggle to make a new home in Britain Suitable for undergraduate and postgraduate courses in social policy, sociology and applied social sciences, its global themes of immigration, austerity and securitisation also make it of considerable interest to policy and welfare practitioners.

This new edition of a widely-respected textbook examines welfare policy and racism in a broad framework that marries theory, evidence, history and contemporary debate. Fully updated, it contains: * a new foreword by Professor Kate Pickett, acclaimed co-author of The Spirit Level * two new chapters on disability and chronic illness, and UK education policy respectively * updated examples and data, reflecting changes in black and minority ethnic demographics in the UK * a post-script from a minority student on her struggle to make a new home in Britain Suitable for undergraduate and postgraduate courses in social policy, sociology and applied social sciences, its global themes of immigration, austerity and securitisation also make it of considerable interest to policy and welfare practitioners.

The story of banking in twentieth-century Oklahoma is also the story of the Sooner State's first hundred years, as Michael J. Hightower's new book demonstrates. Oklahoma statehood coincided with the Panic of 1907, and both events signaled seismic shifts in state banking practices. Much as Oklahoma banks shed their frontier persona to become more tightly integrated in the national economy, so too was decentralized banking revealed as an anachronism, utterly unsuited to an increasingly global economy. With creation of the Federal Reserve System in 1913 and subsequent choice of Oklahoma City as the location for a branch bank, frontier banking began yielding to systems commensurate with the needs of the new century. Through meticulous research and personal interviews with bankers statewide, Hightower has crafted a compelling narrative of Oklahoma banking in the twentieth century. One of the first acts of the new state legislature was to guarantee that depositors in state-chartered banks would never lose a penny. Meanwhile, land and oil speculators and the bankers who funded their dreams were elevating get-rich-quick (and often get-poor-quick) schemes to an art form. In defense of country banks, the Oklahoma Bankers Association dispatched armed vigilantes to stop robbers in their tracks. Subsequent developments in Oklahoma banking include adaptation to regulations spawned by the Great Depression, the post-World War II boom, the 1980s depression in the oil patch, and changes fostered by rapid-fire advances in technology and communication. The demise of Penn Square Bank offers one of history's few unambiguous lessons, and it warrants two chapters - one on the rise, and one on the fall. Increasing regulation of the banking industry, the survival of family banks, and the resilience of community banking are consistent themes in a state that is only a few generations removed from the frontier.

This new edition of Mental Health in a Multi-Ethnic Society is an authoritative, comprehensive guide on issues around race, culture and mental health service provision. It has been updated to reflect the changes in the UK over the last ten years and features entirely new chapters by over twenty authors, expanding the range of topics by including issues of particular concern for women, family therapy, and mental health of refugees and asylum seekers. Divided into four sections the book covers: issues around mental health service provision for black and minority ethnic (BME) communities including refugees and asylum seekers critical accounts of how these issues may be confronted, with examples of projects that attempt to do just that programs and innovative services that appear to meet some of the needs of BME communities a critical but constructive account of lessons to be drawn from earlier sections and discussion of the way ahead. With chapters on training, service user involvement, policy development and service provision Mental Health in a Multi-Ethnic Society will appeal to academics, professionals, trainers and managers, as well as providing up-to-date information for a general readership.

Social policy is central to social work practice. This textbook is designed to help students, practitioners and academics think critically about the relationship between policy and practice; particularly in how policy both structures and informs practice. Reflective questions help critical thinking and links to websites of substantive information across the UK and internationally help keep you up-to-date with policy developments. The authors' experience and skills in working with different service user groups combine to provide a constructive and critical approach to working with social policy in an era of welfare retrenchment. Key topics include: discretion and practice; social work training and education; safeguarding children; responses to the needs of looked after children; personalization in adult care; 'race' and welfare policy; domestic violence; mental health and capacity; and comparing social work and social care internationally.