|
Showing 1 - 11 of
11 matches in All Departments
Small businesses are the backbone of the U.S. economy. They are the
biggest job creators and offer a path to the American Dream. But
for many, it is difficult to get the capital they need to operate
and succeed. In the Great Recession, access to capital for small
businesses froze, and in the aftermath, many community banks
shuttered their doors and other lenders that had weathered the
storm turned to more profitable avenues. For years after the
financial crisis, the outlook for many small businesses was bleak.
But then a new dawn of financial technology, or "fintech," emerged.
Beginning in 2010, new fintech entrepreneurs recognized the gaps in
the small business lending market and revolutionized the customer
experience for small business owners. Instead of Xeroxing a pile of
paperwork and waiting weeks for an answer, small businesses filled
out applications online and heard back within hours, sometimes even
minutes. Banks scrambled to catch up. Technology companies like
Amazon, PayPal, and Square entered the market, and new
possibilities for even more transformative products and services
began to appear. In Fintech, Small Business & the American
Dream, former U.S. Small Business Administrator and Senior Fellow
at Harvard Business School, Karen G. Mills, focuses on the needs of
small businesses for capital and how technology will transform the
small business lending market. This is a market that has been
plagued by frictions: it is hard for a lender to figure out which
small businesses are creditworthy, and borrowers often don't know
how much money or what kind of loan they need. New streams of data
have the power to illuminate the opaque nature of a small
business's finances, making it easier for them to weather bumpy
cash flows and providing more transparency to potential lenders.
Mills charts how fintech has changed and will continue to change
small business lending, and how financial innovation and wise
regulation can restore a path to the American Dream. An ambitious
book grappling with the broad significance of small business to the
economy, the historical role of credit markets, the dynamics of
innovation cycles, and the policy implications for regulation,
Fintech, Small Business & the American Dream is relevant to
bankers, fintech investors, and regulators; in fact, to anyone who
is interested in the future of small business in America.
"What a breath of fresh air. [This book] takes on the entrenched
and very powerful. Superb stuff. . . . Exhilarating."--Archbishop
Desmond Tutu
"Here is a searching and spirited story of human intimacy as it
sometimes descends into aggression: violence inflicted and
vulnerability endured--a melancholy story told with thoughtfulness,
with sensitivity, and with a brave willingness to consider the
subtleties and ironies of affliction perpetrated and
endured."--Robert Coles, Harvard University, editor of "DoubleTake"
magazine, and author of "The Secular Mind"
"Mills is thoughtful, nuanced, and original in her analysis of
intimate abuse. With compassionate insight, she reveals how insult
can lead to injury and outlines a practical alternative path to
healing and safety. "This is a feminist critique, and a survivor's,
of a mandated one-size-fits-all approach to punishing domestic
violence. Mills moves our thinking beyond unilateralism, beyond
bilateralism, to a multilateral approach to repairing lives
shattered by violence. It poses a profound challenge to existing
orthodoxy and should spawn a generation of empirical research to
refute, refine. and vindicate its analysis."--John Braithwaite,
Australian National University
"Insult to Injury will change the public relationship to
intimate violence: "Linda Mills mines the depths of our personal
denial, challenging us to return to what we somehow already know.
She'll take hits for the honesty--and the expectations it holds out
to us. But she's done the long labor of real scholarship, building
a sturdy bridge to these next dangerous steps of trust."--Adrian
Nicole LeBlanc, author of "Random Family: Love, Drugs, Trouble, and
Coming of Agein the Bronx"
"In this book, Linda Mills generates a bold and provocative
thesis. While some may disagree with her, her views must be taken
into account in the conversation on domestic violence."--Phyllis
Goldfarb, Boston College School of Law
"Mills's accomplishment is impressive and courageous. Clearly
and even elegantly written, her book offers a way out of the
current unproductive debate about the agency of women in abusive
relationships."--Christine A. Littleton, Professor of Law and
Chair, Women's Studies Programs, UCLA
"Mills is the right person to write this book, and she does an
admirable job."--Richard Gelles, author of "The Violent Home and
The Book of David: How Preserving Families Can Cost Children's
Lives"
|
Poetry Rising (Paperback)
Maia Truesdale Scott; Edited by Creatively Yours (Arc); Gary N. Miller (the G-Mill)
|
R277
Discovery Miles 2 770
|
Ships in 10 - 15 working days
|
"I transformed the nature of my fiery tongue to spit knowledge and
uplift my family and community rather than to become a statistic. I
rose through poetry and I invite you to walk in my footsteps and
view my journey through verse, words and imagery." Poetry Rising
displays the written "trinity" of poet Gary N. Miller Jr. (The
G-Mill): family, community and spiritualty. Come witness the fire
and the poetic story of his soul.
Urban Climates is the first full synthesis of modern scientific and
applied research on urban climates. The book begins with an outline
of what constitutes an urban ecosystem. It develops a comprehensive
terminology for the subject using scale and surface classification
as key constructs. It explains the physical principles governing
the creation of distinct urban climates, such as airflow around
buildings, the heat island, precipitation modification and air
pollution, and it then illustrates how this knowledge can be
applied to moderate the undesirable consequences of urban
development and help create more sustainable and resilient cities.
With urban climate science now a fully-fledged field, this timely
book fulfills the need to bring together the disparate parts of
climate research on cities into a coherent framework. It is an
ideal resource for students and researchers in fields such as
climatology, urban hydrology, air quality, environmental
engineering and urban design.
"A Penchant for Prejudice" combines a detailed empirical study of
the decision-making practices of judges with a sophisticated
theoretical argument which exposes contemporary myths about judging
and suggests methods of incorporating the inevitable bias that is
detected in this and other studies. Based on a unique study of the
decisions of Social Security judges, the book challenges the
meaning of judicial impartiality. Linda G. Mills finds that, in
practice, bias is a consistent dimension of what is considered
"impartial" decision-making. The results reveal that impartiality
as the legal system now defines it, is itself a form of bias, and
that a historically and contextually sensitive definition of bias,
one which takes account of the communities and cultures that come
to be judged in the legal system, must overcome the modern
dualistic notion of imparitality as the exclusion of bias in order
to respond to needs of the diversity of applicants and the judges
who adjudicate their claims. According to Mills, the judicial bias
she found reflected in her study seems not only to essentialize and
stereotype applicants but also prevents judges from engaging
vulnerable claimants in a way that the legal process positively
demands.
"A Penchant for Prejudice" will be of interest to students and
scholars of law, judicial decisionmaking, and discrimination.
Linda G. Mills is Assistant Professor of Social Welfare and Law,
University of California, Los Angeles.
|
|