All property and casualty insurers are required to carry out loss reserving as a statutory accounting function. Thus, loss reserving is an essential sphere of activity, and one with its own specialized body of knowledge. While few books have been devoted to the topic, the amount of published research literature on loss reserving has almost doubled in size during the last fifteen years. Greg Taylor's book aims to provide a comprehensive, state-of-the-art treatment of loss reserving that reflects contemporary research advances to date. Divided into two parts, the book covers both the conventional techniques widely used in practice, and more specialized loss reserving techniques employing stochastic models. Part I, Deterministic Models, covers very practical issues through the abundant use of numerical examples that fully develop the techniques under consideration. Part II, Stochastic Models, begins with a chapter that sets up the additional theoretical material needed to illustrate stochastic modeling. The remaining chapters in Part II are self-contained, and thus can be approached independently of each other. A special feature of the book is the use throughout of a single real life data set to illustrate the numerical examples and new techniques presented. The data set illustrates most of the difficult situations presented in actuarial practice. This book will meet the needs for a reference work as well as for a textbook on loss reserving.

All property and casualty insurers are required to carry out loss reserving as a statutory accounting function. Thus, loss reserving is an essential sphere of activity, and one with its own specialized body of knowledge. While few books have been devoted to the topic, the amount of published research literature on loss reserving has almost doubled in size during the last fifteen years. Greg Taylor's book aims to provide a comprehensive, state-of-the-art treatment of loss reserving that reflects contemporary research advances to date. Divided into two parts, the book covers both the conventional techniques widely used in practice, and more specialized loss reserving techniques employing stochastic models. Part I, Deterministic Models, covers very practical issues through the abundant use of numerical examples that fully develop the techniques under consideration. Part II, Stochastic Models, begins with a chapter that sets up the additional theoretical material needed to illustrate stochastic modeling. The remaining chapters in Part II are self-contained, and thus can be approached independently of each other. A special feature of the book is the use throughout of a single real life data set to illustrate the numerical examples and new techniques presented. The data set illustrates most of the difficult situations presented in actuarial practice. This book will meet the needs for a reference work as well as for a textbook on loss reserving.

Can I drink the water?

But I don't speak the language.

You want me to sleep "where?"

They eat what?

How am I going to raise that much money?

Is it really God's will for me to go?

I don't know how to share the gospel.

Are you ready?More than one million people will go into all the world on short-term missions trips this year. Are you ready to be one of them?

Anne-Geri' and Greg have been in the field and led teams there-and back. They will help you prep and pack for the trip, put their arms around you while you're gone, and offer perspective as you reenter "normal" life.

"How to Get Ready for Short-Term Missions" will help you: Pack your suitcase and prepare your heartBuild genuine relationships with the localsUnderstand cultural differencesDeal with physical fatigueCombat stretched emotions

There's even a chapter for clammy-handed parents

With humor and experience, Anne-Geri' and Greg ask questions you can't hide from and help you focus on your true mission.

In this work Dr. Taylor surveys the federal countries of the world and asks how they divide power among the constituent units of the federation. In so doing, he considers not only the formal constitutional text, but, far more importantly, the case law that has grown up around it as the Courts develop approaches to interpreting provisions for the distribution of powers. This enables conclusions to be drawn about the effectiveness of various structural and interpretative approaches to the distribution of powers within federations.

Paradise Lost: The Unraveling of American Morals attempts to open your thought processes and ask the question, where is the relative standard or baseline today as compared to past Morals and Values? It asks several intriguing questions: 1) Are we just as morally sound in present-day America as in the past, 2) Has the change in contemporary lifestyles a ected society's outlook on morals and values in a negative way, 3) Do we see a breakdown of moral and ethical standards in our communities and schools, and if so, what are the affects on society and what are we doing to correct it, 4) Has the advent of advancing technology a ected the way we transmit morals and values to our children, 5) Has the continual in" uence of Hollywood and the continual growth of social media through the world-wide web a ected the way we treat and communicate with each other? # ese are just a few of the many questions the author seeks to present to the reader. He is not attempting to answer the questions, but rather create dialogue that will hopefully spark an interest in improving society. The many questions presented within the book are addressed from a Biblical and Historical perspective. From the Bible or Holy Text, it is predicted in the end-times, there will be lose of natural affection for one another, increasing sexual immorality that will cause Mankind to degrade, and not seek or respect God to the point his mind becomes "Reprobate."