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This book discusses the role of private law as an instrument to
produce financial and social inclusion in a context characterised
by the redefinition of the role of the State and by the
financialisation of society. By depicting the political and
economic developments behind the popular idea of financial
inclusion, the book deconstructs that notion, illustrating the
existence and interaction of different discourses surrounding it.
The book further traces the evolution of inclusion, specifically in
the European context, and thus moves on to analyse the legal rules
which are most relevant for the purposes of bringing about the
financialisation of the citizen. Hence, the author focuses more on
four highly topical areas: access to a bank account, access to
credit, over indebtedness, and financial education. Adopting a
critical and inter-disciplinary approach, The Financialisation of
the Citizen takes the reader through a top-down journey starting
from the political economy of financialisation, to the law and
policy of the European Union, and finally to more specific private
law rules.
While the internationalisation of society has stimulated the
emergence of common legal frameworks to coordinate transnational
social relations, private law itself is firmly rooted in national
law. European integration processes have altered this state of
affairs to a limited degree with a few, albeit groundbreaking,
interventions that have tended to engender resistance from various
actors within European nation-states. Against that background, this
book takes as its point of departure the need to understand the
process of legal denationalisation within broader political
frameworks. In particular it seeks to make sense of opposition to
Europeanisation at this point in the evolution of European law
when, despite growing nationalist attitudes, great efforts have
been made to produce comprehensive legal instruments to synthesise
general contract law - an area that has traditionally been solely
within the ambit of nation-states. Combining insights from the
disciplines of law, history and political science, the book
investigates the conceptual and cultural associations between law
and the nation-state, examines the impact of nationalist ideas in
modern legal thought and reveals the nationalist underpinnings of
some of the arguments employed against and, somewhat paradoxically,
even in support of legal Europeanisation. The author's research for
this book has been supported by the Hague Institute for the
Internationalisation of Law.
This book discusses the role of private law as an instrument to
produce financial and social inclusion in a context characterised
by the redefinition of the role of the State and by the
financialisation of society. By depicting the political and
economic developments behind the popular idea of financial
inclusion, the book deconstructs that notion, illustrating the
existence and interaction of different discourses surrounding it.
The book further traces the evolution of inclusion, specifically in
the European context, and thus moves on to analyse the legal rules
which are most relevant for the purposes of bringing about the
financialisation of the citizen. Hence, the author focuses more on
four highly topical areas: access to a bank account, access to
credit, over indebtedness, and financial education. Adopting a
critical and inter-disciplinary approach, The Financialisation of
the Citizen takes the reader through a top-down journey starting
from the political economy of financialisation, to the law and
policy of the European Union, and finally to more specific private
law rules.
While the internationalisation of society has stimulated the
emergence of common legal frameworks to coordinate transnational
social relations, private law itself is firmly rooted in national
law. European integration processes have altered this state of
affairs to a limited degree with a few, albeit groundbreaking,
interventions that have tended to engender resistance from various
actors within European nation-states. Against that background, this
book takes as its point of departure the need to understand the
process of legal denationalisation within broader political
frameworks. In particular it seeks to make sense of opposition to
Europeanisation at this point in the evolution of European law
when, despite growing nationalist attitudes, great efforts have
been made to produce comprehensive legal instruments to synthesise
general contract law - an area that has traditionally been solely
within the ambit of nation-states. Combining insights from the
disciplines of law, history and political science, the book
investigates the conceptual and cultural associations between law
and the nation-state, examines the impact of nationalist ideas in
modern legal thought and reveals the nationalist underpinnings of
some of the arguments employed against and, somewhat paradoxically,
even in support of legal Europeanisation. The author's research for
this book has been supported by the Hague Institute for the
Internationalisation of Law.
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