The Pressing Issue of Our Time The pressing issue for people in a state of crisis, whether it is stress, depression, anxiety or any variation thereof, is that they want, need, and absolutely require immediate attention Unfortunately this generally does not happen. Typically it takes weeks before people in crisis can be seen by professional care givers. This guide provides effective methods for first responders to greatly reduce this time gap. The Attitude Shifting workshop and resource guide offers professionals and lay people, who wish to help someone in need of help, tools to effectively cope with anxiety, depression, frustration and stress while in the moment. Most of the self-help books and tapes are missing a crucial step...a step that must be taken in order to achieve the relief and controlled order that's desperately sought. People under stress read the latest books, listen to the most popular TV Gurus and often pop the most recently advertised pills endorsed by the pharmaceutical companies who make them, frequently without positive benefits and side effects that are often worse than the problem. They will try various methods offering 'exercises' designed to reduce the painful symptoms of stress, anxiety, depression, and frustration, many of which result in notable relief. But, in practically all cases, the relief that comes from symptom reduction is short lived. Underneath is a feeling of overwhelming 'stuckness' as the person is trapped in a state of 'negative inertia.' What can be done? The "Attitude Shifting" answer is very simple... To obtain long term mastery over the feelings of anxiety, depression, frustration, and stress you have to assume the responsibility of addressing the causes not the symptoms by making a CHOICE to change your ATTITUDE. The authors, Gibbs Williams Ph.D. and his brother, Herbert R. Williams are vehimently opposed to the ''quick fix mentality'' in our nation. That mentality that tends to believe that normal feelings like anxiety and depression are to be suppressed or dismissed entirely, instead of translating their messages for personal well being. Gibbs is passionate in his conviction that significant change is possible, but it takes persistent hard work and a willingness to struggle with struggle. Regardless of whether you read this book because you have an issue or you are in a position to help others with their issues, the use of Attitude Shifting will be empowering.

This non technical book was written to help you, the layman, evaluate the factors that will determine your financial success when retired. Risk versus reward, accumulation versus distribution, your savings time horizon, along with your need for guaranteed retirement income you cannot outlive. Understanding the differences should help keep you out of the retirement saving 'casinos'.