How to build a financial plan that really blends into your life

The latest volume in the bestselling "Ultimate" series, Jim Stovall and Tim Maurer's "The Ultimate Financial Plan: Balancing Your Money and Life" is a one-stop, comprehensive, personal financial planning book exploring the intersection of money and life. "The Ultimate Financial Plan" examines the connection between actions, thoughts, and feelings when it comes to all things financial. The key to getting the most out of your wealth, the authors argue, is certainly found in the wise utilization of tools, like budgets, bank accounts, 401(k)s, IRAs, Roth IRAs, education savings plans, and real estate, as well as home, auto, business, health, disability, and long term care insurance, but even more so in the contentment found in balancing money's influence in our lives with personal values and goals.An insider's look into the recently humbled "Big 3"--the banks, brokerage firms, and insurance companies--and the inner workings that often set their proprietary goals and objectives above allA critical examination of the role of various financial sales people, advisors, planners, and consultantsA guide to navigating Economic Bias--a conflict of interest involving money--and how it affects every financial decision we make

"The Ultimate Financial Plan" is the application of the resources at your disposal for the purpose of living your life to the fullest, and this book will show you the quickest route to getting started on the path to ultimate success.

The mission or purpose, Dr. Stovall, endeavors to transmit in this book, "The Last Remnants of Slavery: An African American Dilemma," is support for an intervention that will start a Cultural Revolution for change, to end the last chapter to a chaotic dysfunctional process in the lives of African Americans. There are many historical correct and factual representations about slavery, but until now, there have been no examination of slavery's impact on African Americans. This book is a must read that deals with the Last Remnants from the past that is still influencing the economic, social and political values in African American communities. The processes of the remnants discouraged Africans and subsequent African Americans from any organized effort at providing for their communities' economic, social and political representation that would have allowed self-sufficiency after emancipation and proclamation in 1865.
The Africans' unbeknown to themselves became guardians of the poverty paradigm and past it to their future generations' not just poverty as a lifestyle, but the socialization process that has ensured its perpetuation. The effects of the Last Remnants' tactics have grown roots in the lifestyle of the African American families and communities. The outcome of the Last Remnants is evident by the crime reports, which suggest that 90% of the incarcerated population is made-up of African American's youth between the age of 18 to 38 and 70% are substance abuse related offenses.