Decisions students make today can affect not only their life now but have an impact on their future. If students make wise financial decisions, life can become a more joyous experience. While there are no guarantees there won't be hardships ahead, the material in the 14th edition of Personal Finance can provide you with the information needed to weather a pandemic, an unexpected job loss, or the next crisis. Personal Finance was written with one purpose: To provide the information you need to make informed decisions that can literally change your life. This edition is packed with new and updated information and examples to help students plan for the future and achieve financial security. For example, we have revised important topics like taxes, banking services, college loans, health care, investments, and retirement planning. In addition, our new features personal FinTech and digital financial literacy are both designed to help you use technology to improve financial decision-making.

An insightful book for school leaders, it offers support to address the demands and pressures faced by leaders when they come into post and provides top tips for getting a school to ‘outstanding’ status (and keeping it there!). Peter Hughes, the CEO of Mossbourne Federation, explains his journey of breaking barriers in education and running one of the most successful schools in the country. By reflecting on his career, he offers up a blueprint for successful leadership in schools. From recruitment to improving attainment, being mission-driven to knowing when to take risks, the book provides a replicable framework of support for leaders throughout, and gives practical tips and examples of practices that are proven to work. The recurring themes of persistence, risk and motivation inspire the reader to understand what it means to be an exceptional school, and the examples and strategies provided help the reader to walk away with actionable steps to build upon their own leadership skills and sustain an ‘outstanding’ school status.

This interesting book offers an analysis of man-made catastrophes and asks why they continue to occur. 87 catastrophes or near-catastrophes, including high profile cases such as the Bhopal gas disaster, Grenfell Tower, Shoreham Air Show crash, Brumadinho dam collapse and Fukushima Daiichi, are described together with the reasons why they occurred and why over 50 different safety management approaches and techniques failed to prevent them. Featuring 63 eye opening stories from the author's own personal experience and over 200 pitfalls in safety management approaches, this title is illustrated by 24 hypothetical cases in which the reader is asked to consider the approach they would take. Safety management techniques discussed include operating practices, personnel selection and emergency response. Safety management approaches including safety governance in organisations, along with the role of government and local authorities using the instruments of the law are extensively discussed. The work concludes with imaginative and creative ways forward with the aim to make considerable progress and to potentially eliminate man-made catastrophes for good. This title will be an ideal read for safety managers and engineers, community leaders in civic duties or labour union roles and professionals tasked with stopping and mitigating the impacts of man-made catastrophes, along with non-technical readers who are curious and concerned.

Oliver Chase Quick (1885-1944) was one of the foremost and most widely read British theologians of his day. Oliver Quick and the Quest for a Christian Metaphysic presents the first major study of his work. Exploring Quick's understanding of the task of theology, his Christology, sacramental theology and doctrine of God, Hughes explains Quick's attempt to restructure the idea of divine transcendence. Expanding the narrative of twentieth-century historical theology, this book draws conclusions about shifts in English theology in the last century, particularly the persistence and vitality of a philosophically oriented Anglican theology. Offering fresh insights into twentieth-century English theology and its leading figures, this book will also appeal to those with an interest in philosophical theology, systematic theology and Christian doctrine.

How do we foster in college students the cognitive complexity, ethical development, and personal resolve that are required for living in this "sustainability century"? Tackling these complex and highly interdependent problems requires nuanced interdisciplinary understandings, collective endeavors, systemic solutions, and profound cultural shifts. Contributors in this book present both a rationale as well as a theoretical framework for incorporating reflective and contemplative pedagogies to help students pause, deepen their awareness, think more carefully, and work with complexity in sustainability-focused courses. Also offering a variety of relevant, timely resources for faculty to use in their classrooms, Contemplative Approaches to Sustainability in Higher Education serves as a key asset to the efforts of educators to enhance students' capacities for long-term engagement and resilience in a future where sustainability is vital.

Oliver Chase Quick (1885-1944) was one of the foremost and most widely read British theologians of his day. Oliver Quick and the Quest for a Christian Metaphysic presents the first major study of his work. Exploring Quick's understanding of the task of theology, his Christology, sacramental theology and doctrine of God, Hughes explains Quick's attempt to restructure the idea of divine transcendence. Expanding the narrative of twentieth-century historical theology, this book draws conclusions about shifts in English theology in the last century, particularly the persistence and vitality of a philosophically oriented Anglican theology. Offering fresh insights into twentieth-century English theology and its leading figures, this book will also appeal to those with an interest in philosophical theology, systematic theology and Christian doctrine.

Offering a unified resource for both clinicians and pharmacists, A Medication Guide to Internal Medicine Tests and Procedures provides concise, focused answers to common medication questions before, during, and after internal medicine tests and procedures. Co-authored by experienced physicians and clinical pharmacists, this unique, time-saving reference brings together essential information for healthcare providers and students in a convenient, highly templated, pocket-sized book. Addresses the many medication questions surrounding 54 of the most commonly used tests and procedures. Ensures proper peri-procedural management by addressing what medications need to be administered or held ahead of a specific test. Provides foundational guidance on the diagnostic process, anticoagulation and glycemic management in the periprocedural period, and anesthesia, followed by highly templated chapters arranged alphabetically by procedure name. Includes brief descriptions of tests, how they are performed, and common findings. Helps readers avoid interference with tests and unnecessary adverse effects, optimizing patient outcomes. Enhanced eBook version included with purchase. Your enhanced eBook allows you to access all of the text, figures, and references from the book on a variety of devices.

The formulation 'egalitarian strangeness' is a direct borrowing from Courts voyages au pays du peuple [Short Voyages to the Land of the People] (1990), a collection of essays by the contemporary French thinker Jacques Ranciere. Perhaps best known for his theory of radical equality as set out in Le Maitre ignorant [The Ignorant Schoolmaster] (1987), Ranciere reflects on ways in which a hierarchical social order based on inequality can come to be unsettled. In the democracy of literature, for example, he argues that words and sentences serve to capture any life and to make it available to any reader. The present book explores embedded forms of social and cultural 'apportionment' in a range of modern and contemporary French texts (including prose fiction, socially engaged commentary, and autobiography), while also identifying scenes of class disturbance and egalitarian encounter. Part One considers the 'refrain of class' audible in works by Claude Simon, Charles Peguy, Marie Ndiaye, Thierry Beinstingel, and Gabriel Gauny and examines how these authors' practices of language connect with that refrain. In Part Two, Hughes analyses forms of domination and dressage with reference to Simone Weil's mid-1930s factory journal, Paul Nizan's novel of class alienation Antoine Bloye from the same decade, and Pierre Michon's Vies minuscules [Small Lives] (1984) with its focus on obscure rural lives. The reflection on how these narratives draw into contiguity antagonistic identities is extended in Part Three, where individual chapters on Proust and the contemporary authors Francois Bon and Didier Eribon demonstrate ways in which enduring forms of cultural distribution are both consolidated and contested.

First published in 1998, this volume recognises that the face is important in human relationships and a facially impaired person is therefore disadvantaged. In this study the causes and social consequences of facial disfigurement are considered, the means whereby people adapt to revised appearance are explored, and an evaluation is made of professional help. Suggestions are given for improving the contribution of social work to rehabilitation.

First published in 1998, this volume recognises that the face is important in human relationships and a facially impaired person is therefore disadvantaged. In this study the causes and social consequences of facial disfigurement are considered, the means whereby people adapt to revised appearance are explored, and an evaluation is made of professional help. Suggestions are given for improving the contribution of social work to rehabilitation.

"Zero Emissions" has become a definitive term in the debate on sustainable development. While considered a utopian target by some, the concept describes what business and industry of the future must aim to achieve: no pollution and no waste. This volume presents findings from the research work of over 2000 scientists undertaken under the banner of ZERI (Zero Emissions Research Initiative), a business foundation working jointly with UNDP (United Nations Development Programme) in a number of developing countries. Gunter Pauli feels that if we are serious about creating jobs, generating more income and eliminating pollution, we have to build on the assets we have instead of continuing to analyze the problems we face. The volume examines how the adoption of Zero Emissions concepts not only reduces pollution and waste but can contribute significantly to the generation of income and jobs - specifically for those who need them most - the rural poor in less developed countries.

One of the most important founding figures of Western philosophy, Aristotlea (TM)s Nicomachean Ethics represents a critical point in the study of ethics which has influenced the direction of modern philosophy. The Routledge Guidebook to Aristotlea (TM)s Nicomachean Ethics introduces the major themes in Aristotlea (TM)s great book and acts as a companion for reading this key work, examining:

• The context of Aristotlea (TM)s work and the background to his writing
• Each separate part of the text in relation to its goals, meanings and impact
• The reception the book received when first seen by the world
• The relevance of Aristotlea (TM)s work to modern philosophy, ita (TM)s legacy and influence

With further reading included throughout, this text is essential reading for all students of philosophy, and all those wishing to get to grips with this classic work.

One of the most important founding figures of Western philosophy, Aristotlea (TM)s Nicomachean Ethics represents a critical point in the study of ethics which has influenced the direction of modern philosophy. The Routledge Guidebook to Aristotlea (TM)s Nicomachean Ethics introduces the major themes in Aristotlea (TM)s great book and acts as a companion for reading this key work, examining:

• The context of Aristotlea (TM)s work and the background to his writing
• Each separate part of the text in relation to its goals, meanings and impact
• The reception the book received when first seen by the world
• The relevance of Aristotlea (TM)s work to modern philosophy, ita (TM)s legacy and influence

With further reading included throughout, this text is essential reading for all students of philosophy, and all those wishing to get to grips with this classic work.

This book examines the current state of the technologically-caused unemployed, and attempts to answer the question of how to proceed into an era beyond technological unemployment. Beginning with an overview of the most salient issues, the experts collected in this work present their own novel visions of the future and offer suggestions for adapting to a more symbiotic economic relationship with AI. These suggestions include different modes of dealing with education, aging workers, government policies, and the machines themselves. Ultimately, they lay out a whole new approach to economics, one in which we learn to merge with and adapt to our increasingly intelligent creations.

Having hit power limitations to even more aggressive out-of-order execution in processor cores, many architects in the past decade have turned to single-instruction-multiple-data (SIMD) execution to increase single-threaded performance. SIMD execution, or having a single instruction drive execution of an identical operation on multiple data items, was already well established as a technique to efficiently exploit data parallelism. Furthermore, support for it was already included in many commodity processors. However, in the past decade, SIMD execution has seen a dramatic increase in the set of applications using it, which has motivated big improvements in hardware support in mainstream microprocessors. The easiest way to provide a big performance boost to SIMD hardware is to make it wider-i.e., increase the number of data items hardware operates on simultaneously. Indeed, microprocessor vendors have done this. However, as we exploit more data parallelism in applications, certain challenges can negatively impact performance. In particular, conditional execution, non-contiguous memory accesses, and the presence of some dependences across data items are key roadblocks to achieving peak performance with SIMD execution. This book first describes data parallelism, and why it is so common in popular applications. We then describe SIMD execution, and explain where its performance and energy benefits come from compared to other techniques to exploit parallelism. Finally, we describe SIMD hardware support in current commodity microprocessors. This includes both expected design tradeoffs, as well as unexpected ones, as we work to overcome challenges encountered when trying to map real software to SIMD execution.

Proust's work may sometimes offer a picture of intellectual confidence. But not enough had previously been said about the crisis of hypersensitivity in many of Proust's characters. This 1983 book attempted to fill that gap, and as such should interest all students of Proust. In A la recherche, Proust deliberates on the separation between the troubled artist and the simple, sometimes primitive sensibility of others. It is a separation that many critics have viewed as inevitable. In this book, however, Dr Hughes shows that Proust is constantly exploring the divide, and finally succeeds in harmonising simplicity and complexity - in the unlikely form of music. In this way, several areas of Proust's novel are brought into prominence that would usually have been ignored - for example, his nostalgic depictions of animal life. This book provides a synthesis of these and related experiences: as such it offers a reappraisal of Proust's view of human awareness.

Macroeconomic Modelling has undergone radical changes in the last few years. There has been considerable innovation in developing robust solution techniques for the new breed of increasingly complex models. Similarly there has been a growing consensus on their long run and dynamic properties, as well as much development on existing themes such as modelling expectations and policy rules. This edited volume focuses on those areas which have undergone the most significant and imaginative developments and brings together the very best of modelling practice. We include specific sections on (I) Solving Large Macroeconomic Models, (II) Rational Expectations and Learning Approaches, (III) Macro Dynamics, and (IV) Long Run and Closures. All of the contributions offer new research whilst putting their developments firmly in context and as such will influence much future research in the area. It will be an invaluable text for those in policy institutions as well as academics and advanced students in the fields of economics, mathematics, business and government. Our contributors include those working in central banks, the IMF, European Commission and established academics.

This volume focuses on research and practical issues connected with mortars on historic structures. The book is divided into four sections: Characterisation of Historic Mortars, Repair Mortars and Design Issues, Experimental Research into Properties of Repair Mortars, and Assessment and Testing. The papers present the latest work of researchers in their field. The individual contributions were selected from the contributions to the 2nd Historic Mortars Conference, which took place in Prague, September, 22-24, 2010. All papers were reviewed and improved as necessary before publication. This peer review process by the editors resulted in the 34 individual contributions included in here. One extra paper reviewing and summarising State-of-the-Art knowledge covered by this publication was added as a starting and navigational point for the reader. The editors believe that having these papers in print is important and they hope that it will stimulate further research into historic mortars and related subjects.

The optimisation of economic systems over time, and in an uncertain environment, is central to the study of economic behaviour. The behaviour of rational decision makers, whether they are market agents, firms, or governments and their agencies, is governed by decisions designed to seeure the best outcomes subject to the perceived information and economic responses (inlcuding those of other agents). Economic behaviour has therefore to be analysed in terms of the outcomes of a multiperiod stochastic optimisation process containing four main components: the economic responses (the dynamic constraints, represented by an economic model); the objec tive function (the goals and their priorities); the conditioning information (expected exogenous events and the expected future state of the economy); and risk manage ment (how uncertainties are accommodated). The papers presented in this book all analyse some aspect of economic behaviour related to the objectives, information, or risk components of the decision process. While the construction of economic models obviously also has a vital role to play, that component has received much greater (or almost exclusive) attention elsewhere. These papers examine optimising behaviour in a wide range of economic problems, both theoretical and applied. They reflect a variety of concerns: economic responses under rational expectations; the Lucas critique and optimal fiscal or monetary poli eies; market management; partly endogenous goals; evaluating government reactions; locational decisions; uncertainty and information structures; and forecasting with endogenous reactions."

Albert Camus is one of the iconic figures of twentieth-century French literature, one of France??'s most widely read modern literary authors and one of the youngest winners of the Nobel Prize for Literature. As the author of L???Etranger and the architect of the notion of ???the Absurd??? in the 1940s, he shot to prominence in France and beyond. His work nevertheless attracted hostility as well as acclaim and he was increasingly drawn into bitter political controversies, especially the issue of France??'s place and role in the country of his birth, Algeria. Most recently, postcolonial studies have identified in his writings a set of preoccupations ripe for revisitation. Situating Camus in his cultural and historical context, this Companion explores his best-selling novels, his ambiguous engagement with philosophy, his theatre, his increasingly high-profile work as a journalist and his reflection on ethical and political questions that continue to concern readers today.

The launch of European Monetary Union (EMU) marked the beginning of a new era, and its establishment has proved an impressive success at the technical, legal, and procedural level. After all, EMU has accelerated economic and political integration in the European Union and tied the economies of the Member States closer together. However, the performance of the euro, high unemployment rates, uneven output and investment growth, and the issue of structural reforms that have yet to be tackled have raised questions about the performance of EMU in practice. There is a general consensus on the justification for economic policy coordination. The existing literature on economic policy coordination, however, seems far from able to provide robust conclusions about how to organize the necessary interaction of institutions and policies. Therefore, there seems to be a case for re-examining the subject under the new framework set by EMU. The objective of such a reassessment is to enhance the understanding of what type of coordination and what institutional setting for policy coordination can be expected to be most favorable. Challenges for Economic Policy Coordination within European Monetary Union provides an intellectually stimulating contribution to the ongoing debate.

Writing Marginality in Modern French Literature, first published in 2001, explores how cultural centres require the peripheral, the outlawed and the deviant in order to define and bolster themselves. It analyses the hierarchies of cultural value which inform the work of six modern French writers: the exoticist Pierre Loti; Paul Gauguin, whose Noa Noa enacts European fantasies about Polynesia; Proust, who analyses such exemplary figures of exclusion and inclusion as the homosexual and the xenophobe; Montherlant, who claims to subvert colonialist values in La Rose de sable; Camus, who pleads an alienating detachment from the cultures of both metropolitan France and Algeria; and Jean Genet. Crucially Genet, who was typecast as France's moral pariah, in charting Palestinian statelessness in his last work, Un Captif amoureux (1986), reflects ethically on the dispossession of the Other and the violence inherent in the West's marginalization of cultural difference.

Hughes explores how cultural centers require the peripheral, the outlawed, and the deviant in order to define and bolster themselves. He analyzes the hierarchies of cultural value that inform the work of six modern French writers: the exoticist Pierre Loti; Paul Gauguin, whose Noa Noa enacts European fantasies about Polynesia; Proust, who analyzes such exemplary figures of exclusion and inclusion as the homosexual and the xenophobe; Montherlant; Camus, who pleads an alienating detachment from the cultures of both metropolitan France and Algeria; and Jean Genet.

This book is a study of EU conditionality and compliance during the enlargement to the Central and Eastern European candidate countries. EU conditionality for membership is widely understood as having been a driving force for Europeanization, providing incentives and sanctions for compliance or non-compliance with EU norms, such as the 'Copenhagen Criteria' and the adoption of the acquis communautaire . By taking regional policy and regionalization as a case study, this book provides a comparative analysis of the effects of conditionality on the Central and East European countries and explores the many paradoxes and weaknesses in the use of EU conditionality over time.