Pollutant Effects in Freshwater provides a practical and concise introduction to the ecological consequences of water pollution in aquatic ecosystems. In tackling the problem of water quality deterioration, this book combines the limnological and water pollution literature to describe how pollutants in wastewater affect populations of organisms in freshwater environments. Substantially revised, updated and expanded, with additional specialist contributors, this retitled new edition of Ecological Effects of Wastewater will continue to focus on the effects and management of eutrophication, water quality standards to protect aquatic life, and widen the debate over micro organisms and their public health significance in the aquatic environment. With ever tighter controls on pollution levels of freshwater bodies being implemented and enforced world wide, this book is essential reading for students of public health and environmental engineering, and a reference tool for professionals in consultancies, contractors and for those in regulatory and enforcement bodies.

"Pollutant Effects in Fresh Waters" provides a practical and concise introduction to the ecological consequences of water pollution in aquatic ecosystems. In tackling the problem of water quality deterioration this book combines the limnological and water pollution literature to describe how pollutants in wastewater affect populations of organisms in freshwater environments.
Substantially revised, updated and expanded, with additional specialist contributors, this retitled new edition of "Ecological Effects of Wastewater" will continue to focus on the effects and management of eutrophication, water quality standards to protect aquatic life, and widen the debate over micro organisms and their public health significance in the aquatic environment.
With ever tighter controls on pollution levels of freshwater bodies being implemented and enforced world wide, this book is essential reading for students of public health and environmental engineering, and a reference tool for professionals in consultancies, contractors and for those in regulatory and enforcement bodies.

This volume opens with an overview of the diagnosis and assessment of OCD in adults and delineates an evidence-based conceptual framework for understanding the development, maintenance, and treatment of obsessions and compulsions. The core of the book that follows is a highly practical treatment manual, based on decades of scientific research and clinical refinement, packed with helpful clinical pearls, therapist-patient dialogues, illustrative case vignettes, sample forms and handouts. State-of-the-art strategies for enhancing exposure therapy using inhibitory learning, ACT, and couples-based approaches are described. Readers are also equipped with skills for tailoring treatment to patients with different types of OCD symptoms (e.g., contamination, unacceptable thoughts, challenging presentations such as mental rituals) and for addressing common obstacles to treatment. The book is an essential resource for anyone providing services for individuals with anxiety disorders.

People are finally catching on. There is no way around the fact that the consumption of meat, eggs, the variety of products made from dairy, and foods containing toxic chemicals and refined ingredients trigger the most common diseases afflicting humans. While we remain fearful of nuclear accidents, wars, floods, fires, tornadoes, typhoons, hurricanes, earthquakes, and car crashes, the truth is that the vast majority of people in commercialized civilization are more likely to die from the symptoms resulting from their dependence on prescription drugs, living a toxic lifestyle, and making poor dietary choices. Chief among those bad choices are eating meat, dairy, eggs, refined and fatty foods, and foods containing synthetic chemicals. Meat, eggs, and dairy products are not ideal food sources for humans. We have simply been lied to by the multi-billion-dollar industries that are responsible for producing these low-quality foods, as they continue to profit from products that are the result of the mass-breeding, mistreatment, and killing of harmless, sentient beings that can feel pain just as much as we can. The truth is that eating meat, dairy, eggs, and refined and chemically-altered foods is deleterious to our health. The common degenerative and chronic diseases we are afflicted with today are directly linked with the food choices we make. By eating more raw fruits and vegetables, removing animal products and junk foods from our diet, and making healthier lifestyle choices we will soon find that we no longer need the vast amount of what we call 'healthcare'. We will drastically reduce the costs associated with surgery and our dependence on toxic, synthetic chemical drugs. Incidence of heart attacks, strokes, diabetes, arthritis, cancer, and obesity will plunge, and we - and Earth - will be much healthier. Rather than choosing to be ignorant of the truth, it is time for us to take back our health, empower ourselves, gain compassion, and quit contributing to these acts of cruelty we call 'animal farming'. Doing so will greatly reduce our use of fossil fuels that are destroying life on Earth. Using medical studies, and reliable scientific research, the author provides strong evidence that the link between nutrition and disease is more paramount than we once believed it to be. This book exposes the truth, and will guide you on your journey to take back your health.

Diplomarbeit aus dem Jahr 2003 im Fachbereich BWL - Investition und Finanzierung, Note: 1,3, Universitat Leipzig (Wirtschaftswissenschaften), Sprache: Deutsch, Abstract: Inhaltsangabe: Problemstellung: Der Entwurf der neuen Baseler Eigenkapitalvereinbarung (Basel II) des Baseler Ausschusses fur Bankenaufsicht einschliesslich des dritten Konsultationspapiers von Ende April 2003 ist der Ausgangspunkt der Diskussion um Ratings und deren Auswirkungen auf das Kreditgewerbe und die Projektentwicklungsunternehmen. In Zeiten zunehmender Liberalisierung und Globalisierung der Markte sowie des technischen Fortschritts hat sich an den Finanzmarkten in den letzten Jahren ein Prozess tief greifender Veranderungen vollzogen, der sich auch auf die traditionellen Bankgeschafte auswirkt. Angesichts der gestiegenen Anzahl von Insolvenzen sowie der erhohten Ausfallrisiken von Kreditengagements werden heute vermehrt Anstrengungen unternommen um die Stabilitat der Finanzmarkte besser abzusichern. Dabei steigen die Anforderungen an das Kredit- und Risikomanagement von Banken und Unternehmen gleichermassen. Mit der Weiterentwicklung des bankenaufsichtlichen Regelwerks (Basel I), welches die Mindest-Eigenkapital-Unterlegung bei Banken bestimmt, sollen nun die zunehmende Komplexitat und der steigende Risikogehalt der Finanzgeschafte berucksichtigt werden. Dies hat zur Folge, dass zukunftig die Hohe des erforderlichen Eigenkapitals, welches Banken fur die von ihnen gewahrten Kredite unterlegen mussen um den Verpflichtungen ihrer eigenen Glaubiger nachkommen zu konnen, starker an den individuellen Risiken der vergebenen Kredite orientiert sein wird. Als eine Konsequenz daraus ruckt Basel II Ratings, die zukunftig die unterschiedliche Bonitat der Kreditnehmer bestimmen sollen, in den Mittelpunkt der Kreditvergabe. Kreditinstituten wird dabei die Wahl gestellt, Agentur-Ratings zu verwenden oder bankinterne Ratings durchzufuhren. Zum gegenwartigen Zeitpunkt liegt hauptsachlich bei internationale