"There are many paths to investment success, but few are as straight and true as Vanguard’s. Simplicity, thrift, and broad diversification are powerful allies. Andy Clarke has assembled a wealth of real-world examples that will show you how to get these forces working in your favor."
–Don Phillips
Managing Director
Morningstar, Inc.

"Well done! Very comprehensive analysis based on empirical data and not mere speculation. If I could give a grade: solid A."
–William D. Danko, PhD
Coauthor of The Millionaire Next Door
Chair of the Marketing Department
State University of New York at Albany