This Part IV of the book gives reflections on what has happened in the two years following the 2008 Turmoil. The Author says that his Answer to the Turmoil may not be totally acceptable, but is worth thinking about, amending or not, even rejecting. It is nobler, he says, to act now rather than leave a terminal time for those who come after.

This Part II uses Part I. It develops the way people use their earings to permit them to break into new fields, linking their efforts, their energy, to money - to s. It shows money is just tokens of te energy they have expended: that inflation is a curse upon them.Comanies & Laws governing their behaviour, including the means whereby the Country could safeguard itself against failure &n fraud were devised. Concern about huge companies - and countries - outgrowingn themslves & causing harm were covered.After all, throughut economic history, it is, oddly, the drift of small concerns, simply improving on what is there that hs caused gainwithout unemployment. It is they that cause Effectiveness: it lasts when the mighty cause decline.