|
Showing 1 - 4 of
4 matches in All Departments
Effective regulation of consumer credit in modern society is an
ever-changing challenge. As new forms of credit emerge in free
societies, regulation often lags behind. This volume explores
contemporary problems related to the regulation of consumer credit
in market economies with a focus on credit extended to the most
vulnerable and poorest members of the community. Written by experts
in the field of consumer credit regulation from Europe, North
America, Australia and South Africa, the book examines some of the
most important consumer credit issues facing consumers today and
proposes innovative ways to protect the consumer interest in those
markets.
Effective regulation of consumer credit in modern society is an
ever-changing challenge. As new forms of credit emerge in free
societies, regulation often lags behind. This volume explores
contemporary problems related to the regulation of consumer credit
in market economies with a focus on credit extended to the most
vulnerable and poorest members of the community. Written by experts
in the field of consumer credit regulation from Europe, North
America, Australia and South Africa, the book examines some of the
most important consumer credit issues facing consumers today and
proposes innovative ways to protect the consumer interest in those
markets.
This book covers technologies that pose new challenges for consumer
policy, creative developments that can help protect consumers'
economic interests, innovative approaches to addressing perennial
consumer concerns, and the challenges entailed by emerging ways of
creating and delivering consumer products and services. In
addition, it reflects on past successes and failures of consumer
law and policy, explores opportunities for moving consumer law in a
different direction, and discusses potential threats to consumer
welfare, especially in connection with the changing political
landscape in many parts of the world. Several chapters examine
consumer law in individual countries, while others have an
international focus.
With financial and other personal information about us in countless
databases, there is a pervasive concern in many countries that we
have little control over access to potentially harmful uses of that
information and that little can be done to address the problem
except to give out as little information as possible and try our
best to monitor our credit reports and financial accounts in an
effort to detect unexpected activity if it occurs. By not enacting
strong information privacy laws in the non-governmental sector, the
U.S. Congress and the fifty states have effectively defaulted to a
market-based model of privacy protection that relies heavily on
individual self-policing and market incentives as the primary means
of information control. A self-policing privacy protection model
could be effective if a market for information privacy were
possible-if well informed individuals could shop their privacy
preferences effectively. This book examines the reasons why this is
highly unlikely and why privacy laws in the United States (or the
lack thereof) will not protect legitimate consumer interests in the
years to come.
|
You may like...
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
Barbie
Margot Robbie, Ryan Gosling, …
DVD
R194
Discovery Miles 1 940
Loot
Nadine Gordimer
Paperback
(2)
R398
R330
Discovery Miles 3 300
Higher
Michael Buble
CD
(1)
R487
Discovery Miles 4 870
|