First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one's credit worthiness and not on one's race or ethnic group.

How fair are America's urban housing markets, and how effective is the government at ensuring open and diverse housing options for minority groups? To answer these questions, Fragile Rights Within Cities offers a current social science and policy examination of the understudied issue of equal opportunity trends and enforcement practices in housing. The contributors to this collection - who are among the country's major analysts of race and ethnicity, housing, and public policies - provide a rich, multi-disciplinary assessment of government programs aimed at enforcing one of America's hallmark civil rights laws. By evaluating roughly 40 years of civil rights education and enforcement within the nation's effort to promote fairness in housing markets, these experts provide a sense of possible policy options for the future.

'If I had the power to do so, I would make this book compulsory reading for all who exercise political power in our world today! Instead, I will keep my fingers crossed that it will be read by as many members of Congress and of the current US administration as possible, and by a wide cross-section of policy analysts, diplomats, academics and human rights defenders.' - Mary Robinson, Former UN High Commissioner for Human Rights Wars on Terrorism and Iraq provides a timely and critical analysis of the impact of the wars on terrorism and Iraq on human rights particularly internationally, as well as related tensions between unilateralism and multilateralism in US foreign policy. The distinguished contributors examine the consequences for international relations and world order of the traditional standard bearer for human rights and democracy (the United States) appearing not to be championing the rule of law and negotiated conflict resolution. The authors also suggest effective policies to promote greater fulfilment of human rights in order to achieve peaceful accord within nations, and stability internationally.

'If I had the power to do so, I would make this book compulsory reading for all who exercise political power in our world today! Instead, I will keep my fingers crossed that it will be read by as many members of Congress and of the current US administration as possible, and by a wide cross-section of policy analysts, diplomats, academics and human rights defenders.' - Mary Robinson, Former UN High Commissioner for Human Rights Wars on Terrorism and Iraq provides a timely and critical analysis of the impact of the wars on terrorism and Iraq on human rights particularly internationally, as well as related tensions between unilateralism and multilateralism in US foreign policy. The distinguished contributors examine the consequences for international relations and world order of the traditional standard bearer for human rights and democracy (the United States) appearing not to be championing the rule of law and negotiated conflict resolution. The authors also suggest effective policies to promote greater fulfilment of human rights in order to achieve peaceful accord within nations, and stability internationally.

First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one's credit worthiness and not on one's race or ethnic group.

If "badneighborhoods are truly bad for children and families, especially the minority poor, can moving to better neighborhoods lead them to better lives? Might these families escape poverty altogether, beyond having a better quality of life to help them cope with being poor? Federal policymakers and planners thought so, on both counts, and in 1994, they launched Moving to Opportunity. The $80 million social experiment enrolled nearly 5,000 very low-income, mostly black and Hispanic families, many of them on welfare, who were living in public housing in the inner-city neighborhoods of Baltimore, Boston, Chicago, Los Angeles, and New York. Yet five years after they had entered the program, many of the families in the favored experimentalgroup had returned to high poverty neighborhoods. Young women showed big drops in risky behavior and big improvements in mental health, on average, while young male movers did not. The males even showed signs of increased delinquency if they had lived, at least for a time, in the low poverty areas. Parents likewise showed major drops in anxiety and depression-two of the crippling symptoms of being chronically poor in high-risk ghettos-but not in employment or income. And many movers appeared to be maintaining the same limited social circles-mostly disadvantaged relatives and close friends-despite living in more advantaged neighborhoods. The authors of this important and engaging new book wanted to know why. Moving to Opportunity tackles the great, unresolved question of how to overcome persistent ghetto poverty. It mines a unique demonstration program with a human voice, not just statistics and charts, rooted in the lives of those who "signed upfor MTO. It shines a light on the hopes, surprises, achievements and limitations of a major social experiment-and does so at a time of tremendous economic, social, and political change in our nation. As the authors make clear, for all its ambition, MTO is a uniquely American experiment, and this book brings home its lessons for policymakers and advocates, scholars, students, journalists, and all who share a deep concern for opportunity and inequality in our country.

If "badneighborhoods are truly bad for children and families, especially the minority poor, can moving to better neighborhoods lead them to better lives? Might these families escape poverty altogether, beyond having a better quality of life to help them cope with being poor? Federal policymakers and planners thought so, on both counts, and in 1994, they launched Moving to Opportunity. The $80 million social experiment enrolled nearly 5,000 very low-income, mostly black and Hispanic families, many of them on welfare, who were living in public housing in the inner-city neighborhoods of Baltimore, Boston, Chicago, Los Angeles, and New York. Yet five years after they had entered the program, many of the families in the favored experimentalgroup had returned to high poverty neighborhoods. Young women showed big drops in risky behavior and big improvements in mental health, on average, while young male movers did not. The males even showed signs of increased delinquency if they had lived, at least for a time, in the low poverty areas. Parents likewise showed major drops in anxiety and depression-two of the crippling symptoms of being chronically poor in high-risk ghettos-but not in employment or income. And many movers appeared to be maintaining the same limited social circles-mostly disadvantaged relatives and close friends-despite living in more advantaged neighborhoods. The authors of this important and engaging new book wanted to know why. Moving to Opportunity tackles the great, unresolved question of how to overcome persistent ghetto poverty. It mines a unique demonstration program with a human voice, not just statistics and charts, rooted in the lives of those who "signed upfor MTO. It shines a light on the hopes, surprises, achievements and limitations of a major social experiment-and does so at a time of tremendous economic, social, and political change in our nation. As the authors make clear, for all its ambition, MTO is a uniquely American experiment, and this book brings home its lessons for policymakers and advocates, scholars, students, journalists, and all who share a deep concern for opportunity and inequality in our country.

How fair are America's urban housing markets, and how effective is the government at ensuring open and diverse housing options for minority groups? To answer these questions, Fragile Rights Within Cities offers a current social science and policy examination of the understudied issue of equal opportunity trends and enforcement practices in housing. The contributors to this collection - who are among the country's major analysts of race and ethnicity, housing, and public policies - provide a rich, multi-disciplinary assessment of government programs aimed at enforcing one of America's hallmark civil rights laws. By evaluating roughly 40 years of civil rights education and enforcement within the nation's effort to promote fairness in housing markets, these experts provide a sense of possible policy options for the future.