Learning from my mistakes to achieve a dream and learning from the struggles that my parents had been through. I learned that there was more to making out a budget. Learned more about credit and what makes up your credit score. Learn how to protect your assets and make more money, improving your financial statement. The financial statement is what the loaner officers use. Be smart about the way you use credit and improve your life and build your assets. Improving your financial knowledge can improve your life and can improve your financial picture overall.