The Home in the Digital Age is a set of multidisciplinary studies exploring the impact of digital technologies in the home, with a shift of emphasis from technology to the people living and using this in their homes. The book covers a wide variety of topics on the design, introduction and use of digital technologies in the home, combining the technological dimension with the cognitive, emotional, cultural and symbolic dimensions of the objects that incorporate digital technologies and project them onto people's lives. It offers a coherent approach, that of the home, which gives unity to the discussion. Scholars of the home, the house and the family will find here the connection with the problems derived from the use of domestic robots and connected devices. Students of artificial intelligence, machine learning, robotics, big data and other branches of digital technologies will find ideas and arguments to apply their disciplines to the home and participate fruitfully in forums where digital technologies are built and negotiated in the home. Experts from various disciplines psychologists and sociologists; philosophers, epistemologists and ethicists; economists; engineers, architects, urban planners and designers and so on and also those interested in developing policies for the home and family will find this book contains well-founded and useful ideas to focus their work.

The Home in the Digital Age is a set of multidisciplinary studies exploring the impact of digital technologies in the home, with a shift of emphasis from technology to the people living and using this in their homes. The book covers a wide variety of topics on the design, introduction and use of digital technologies in the home, combining the technological dimension with the cognitive, emotional, cultural and symbolic dimensions of the objects that incorporate digital technologies and project them onto people's lives. It offers a coherent approach, that of the home, which gives unity to the discussion. Scholars of the home, the house and the family will find here the connection with the problems derived from the use of domestic robots and connected devices. Students of artificial intelligence, machine learning, robotics, big data and other branches of digital technologies will find ideas and arguments to apply their disciplines to the home and participate fruitfully in forums where digital technologies are built and negotiated in the home. Experts from various disciplines psychologists and sociologists; philosophers, epistemologists and ethicists; economists; engineers, architects, urban planners and designers and so on and also those interested in developing policies for the home and family will find this book contains well-founded and useful ideas to focus their work.

Over the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.

Over the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.